Betterment's IRA specialists can help you open an account in only minutes.
Our IRA transfer process is one of the fastest in the industry.
You know who you are! The tax return remains defiantly unfinished. The IRA remains unfunded. And with the passing of days your dread grows larger and your shame grows deeper.
“Tax day is almost here!” you wail. “What if I don’t max out my IRA in time?… I’m just so busy!”
We hear you! Doing your taxes stinks. Plus you have far better – or more pressing – things to do. We know this.
But… spend a second with the graph below. That’s the difference between maxing out your IRA before April 15 (and doing it every year), and not doing it at all.
That could be half a million of your money, not going to work.
So swat that monkey off your back. Find five minutes in the next ten days. Do your taxes. And fund your IRA, or open a new one.
And if you’re feeling super organized, you can max it out for 2013 early, and increase returns by $705.00.
How to Do a Direct IRA Transfer
If this is your first direct IRA transfer, don’t worry. We help process direct IRA transfers every day, and we’re here to make it as easy for you as possible.
Convert or Recharacterize—What’s the Difference For Your IRA?
If conversions and recharacterizations are foreign to you, don’t worry. We’re here to help you decipher IRS jargon and learn the differences between the two.
Jon Stein on “How I Built This:” Reflecting on Our Story
Jon Stein joins NPR’s Guy Raz for an episode of “How I Built This” to look back at how Betterment started, what mistakes were made, and how they turned into learnings for the robo-advisor we are today.
Explore your first goal
This is a great place to start—an emergency fund for life's unplanned hiccups. A safety net is a conservative portfolio.
Whether it's a long way off or just around the corner, we'll help you save for the retirement you deserve.
If you want to invest and build wealth over time, then this is the goal for you. This is an excellent goal type for unknown future needs or money you plan to pass to future generations.