Nick Holeman, CFP®
Financial Planning Expert, Betterment
Nick enjoys teaching others how to make sense of their complicated financial lives. Nick earned his graduate degree in Financial and Tax Planning and has since helped countless individuals and families achieve their goals.
Take on More Control with Flexible Portfolios
You may be an experienced investor who enjoys Betterment but would like to change aspects of our recommended portfolios. Enter Flexible Portfolios.
New Tax Bill: How to Plan During Tax Reform Ups and Downs
To help you navigate the uneasy waters of new tax legislation, here are three tips on how to plan during the ups and downs of tax reform.
Are Bonds Safe When Interest Rates are Rising?
History shows that fears of bond losses when interest rates rise are largely overblown.
Introducing Income Portfolios from BlackRock
Betterment has selected an income portfolio strategy from BlackRock to offer investors a personalized opportunity to generate cash income, while seeking to preserve capital.
How to Estimate Your Tax Bracket When Investing
Knowing your tax bracket opens up a huge number of planning opportunities that have the potential to save you taxes and increase your investment returns.
How the State You Live in Affects Your College Savings Strategy
Because states offer different incentives for college savings, your state of residence can play a large role in how you prioritize different savings opportunities. Tools like 529 savings plans, state tax credits, and matching savings programs vary by state, creating a checkerboard of different savings opportunities.
How to Adjust Your Investments During Market Highs
Nervous about the stock market being at record highs? Instead of making short-sighted knee-jerk decisions, consider these five investing actions instead.
5 Investing Tips for Year-Round Tax Planning
Reducing taxes means you keep more of what you earn. While you can't control the stock market, you can control some of your taxes. Knowing how your investments affect your tax bill can help you save money not just on April 15th, but for years to come.
4 Common Mistakes When Investing in Target-Date Retirement Funds
Target-date funds are very common in retirement accounts because they automatically adjust over time. However, plenty of people make mistakes choosing TDFs, which can hurt long-term returns.