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Nick Holeman, CFP®

Head of Financial Planning, Betterment

Nick Holeman, CFP®

About Nick

Nick enjoys teaching others how to make sense of their complicated financial lives. Nick earned his graduate degree in Financial and Tax Planning and has since helped countless individuals and families achieve their goals.

Articles written by Nick

Flexible Portfolios: Enabling Participant Choice in the Betterment 401(k)

In response to client feedback, we developed a feature for adjusting any 401(k)’s portfolio called Flexible Portfolios.

Consider This Your Financial Roadmap

Separating your money into the categories of now, soon, and later can help you see a full picture of your financial roadmap.

Is Buying A Home A Good Investment?

Buying a home has long been considered the American dream. But is homeownership a good investment? Or, much like a fancy sports car, is it just a status symbol? 

Acceptable Reasons for Using Flexible Portfolios

If you have reasons not to follow our exact portfolio recommendation, small deviations are likely okay in moderation, although they are not advised.

Investing in Your 20s: 4 Major Financial Questions Answered

When you're in your 20s, you may be starting to invest or you might have some existing assets you need to take better care of. Pay attention to these major issues.

The Beginner’s Guide to Online Banks And Neobanks

Online banks, or neobanks, are growing in popularity—but what are they and how do they work? Here are some things you need to know.

Everything You Need to Know About Emergency Funds

Some things you need to know about emergency funds: what they are, how big they should be, when to use them, and more.

7 Things You Should Consider Including In Your Will

A person’s will outlines what to do in the event that they pass away. Here are seven things you should keep in mind.

Funding a Safety Net: Calculate Your Target Amount

Don’t know how much to set aside for emergencies? Don’t let uncertainty stop you from saving. We’ll help you figure out how much you should save so that you can feel prepared.

5 Finance Books That Can Help You Get it Together

Ever wondered what’s on our bookshelf? We share five finance books that we love, because we’re sure they can help you on your journey to become a smarter investor.

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