Resources ‹ Archives for Matt Cosgriff s s About the Author: Matt Cosgriff Financial planner at BerganKDV and intrapreneur behind Lifewise, which delivers effortless financial planning and investment management to busy young professionals across the country. You can contact Matt via email or follow on Twitter. All articles by Matt Cosgriff Goals and Advice Why Marshmallows May Hold the Secret to Investing The 1960s Marshmallow Experiment challenged the concept of instant gratification—and revealed a lot about how people approach saving versus spending. Read More What Betterment Offers Retirement Solutions at Betterment We provide solutions for every stage of retirement planning. Betterment IRAs Rolling over to a Betterment IRA involves almost no paperwork and allows customers to be invested in as little as two days.