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About the Author: Kimberly Rotter

Kimberly Rotter is a personal finance writer, specializing in topics that are important to regular people who just want to enjoy retirement one day. Her formal education includes an MBA in management; her experience includes multiple small businesses, real estate, a big toe in investments, and her fair share of hard economic times. She and her husband have one delightful child; they usually live in San Diego, California. Connect with Kimberly on Google+>

You can contact Kimberly via email or follow on Twitter.

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