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Introducing Checking

Download our app and gain access to no‑fee, hassle‑free checking.

Introducing Checking! Our no-fee, hassle-free, mobile-first checking account. Learn more

What the CARES Act and market volatility mean for 401(k)s. See resources


the Editorial Staff

Betterment Resource Center

Betterment Editors

About the Editorial Staff

The editorial staff at Betterment aims to keep the Resource Center up to date with our evolving approach to financial advice, our product offerings, and new research. Articles attributed to the editorial staff may have originally been published under other Betterment team members or contributors. Read more detail on the Betterment Resource Center.

Articles written by the Editorial Staff

What is a Qualified Default Investment Alternative (QDIA)?

You’ve probably heard of a Qualified Default Investment Alternative (QDIA). But what is it really—and does your 401(k) plan need one? Read on for the answers to the most commonly asked questions about QDIAs.

Managed Account Letters and Duplicate Statements

Learn how to obtain a managed account letter, and request that duplicate statements are sent to your employer if necessary.

What is a 401(k) Plan Document?

Your 401(K) plan document identifies key plan features and outlines the basic operations of your plan. Betterment will draft your plan document, but it’s important that you understand what it includes and that you follow it as written.

Safe Harbor 401(k) Plans

Stress less (and help your employees save more)

COVID-19’s Impact On 
Investor Sentiment

Betterment examines how the COVID-19 crisis has and will continue to impact investors: their financial security, spending habits and reactions to the market turbulence.

The Top 5 Things You Need to Know about Form 5500

A general idea of what it takes to file a Form 5500 for a 401(k) plan.

The Case for Including ETFs in Your 401(k) Plan

A look at key attributes that may make ETFs right for your 401(k) plan.

CARES Act FAQs for Employees

More details about the special distributions and loan provisions made possible by the CARES Act.

Understanding 401(k) Fees

Come retirement time, the amount of fees charged can make a major difference in your employees’ account balances—and their futures.

Attract Top Talent With a Competitive Compensation Package

The five most important aspects of competitive compensation packages.

See details and disclosure for Betterment's articles and FAQs.