2017 was an exciting year for Betterment, and we’ve got our customers to thank.
Because you wanted investing options that reflect your life and values, we launched new portfolio strategies. You wanted to make your donations go further (and reduce your taxes). So we built our charitable giving feature to help you help others more. We’re always working to deliver more value to you—and more than ever in 2018. Here are a few members of the Betterment team to talk about why they’re excited about the products you’ve been part of this year.
Setting yourself up for success.
“Most people understand the importance of saving for the future, but it can be tough to follow through without a specific plan in place. Setting goals and actively working toward them over time make it far more likely that you’ll achieve what you set out to do.”
Certified Financial Planner™
Investing better with smart rebalancing.
“Some advisors rebalance portfolios when it’s easiest for them, often once a year. We built our rebalancing to be smarter and more personalized—it only kicks in when needed, which can help you get better after-tax returns.”
VP of Advice and Investing
Lesson #371 of why market timing is hard.
“Stock markets in January 2017 faced many headwinds: sky-high valuations, impending interest rate hikes, and cryptocurrency mania. The total return in global stock markets (ACWI) on Dec. 20, 2017, was 23.5%. Lesson #371 in “it’s very hard to time the market.'”
Director of Behavioral Finance and Investing
Optimizing your portfolio with asset location.
“Asset location can be an incredibly time-consuming strategy to implement for the average DIY investor. We’ve taken that strategy and done what we try to do best: built an optimized, automated version that can boost customers’ portfolio value by an estimated 15% over 30 years.”
More than $700,000 donated through Betterment, and the charities kept every dime.
“This became a passion project for our team—a true win-win for customers and charities. And it was incredible working with the charities and meeting people who are directly impacted by our customers’ donations.”
PERSONALIZED PORTFOLIO STRATEGIES
We launched three new portfolio strategies this year.
“We believe that truly optimal wealth management is always personal. We want our customers to feel that their investments are personalized based on their goals, time horizon, views, and circumstance. Launching three new portfolio strategies was a big part of making that a reality.”
Director of Quantitative Investing
Again, we’re always working to deliver more value to you—and more than ever in the new year—2018. Contact us to send us your thoughts on what we did in 2017, and let us know about your resolutions for the coming year.
Smart Saver: A Low-Risk Account for Extra Cash
Providing a clearer answer for what to do with extra cash sitting in your checking and savings accounts: Smart Saver.
Smart Saver Gets Smarter with Cash Analysis
Cash analysis is Betterment’s tool for helping you decide how much extra cash you have to move into Smart Saver.
How to Roll Over Your 401(k) to Betterment
Betterment makes rolling over your 401(k) simple and efficient. Get started online, or with a rollover concierge.
Explore your first goal
This is a great place to start—an emergency fund for life's unplanned hiccups. A safety net is a conservative portfolio.
Whether it's a long way off or just around the corner, we'll help you save for the retirement you deserve.
If you want to invest and build wealth over time, then this is the goal for you. This is an excellent goal type for unknown future needs or money you plan to pass to future generations.
How would you like to get started?
Your first step toward a smarter investing future starts here.
Create a Betterment account
Go ahead and join the smart, modern way to invest.
See what we can do for you
Tell us a bit about yourself, and we'll show you the benefits of investing with us.
Get a free investing checkup
Help us get a sense of your investing approach and see how you could improve.
Transfer a 401(k) or an IRA
Move an existing retirement account into a Betterment IRA.
Download the mobile app
Enjoy the Betterment experience anywhere on the go.