Refer friends to earn a special offer
Give your friends and family a smarter investing experience.
As a thank you, we'll reward you and your friends with a special referral offer.

What can Betterment give your friends?
Give your friends and family a smarter investing experience.
Refer a FriendHow would you like to get started?
Manage spending with Checking
Checking with a Visa® debit card for your daily spending.
Save cash and earn interest
Grow your cash savings for general use for upcoming expenses.
Invest for a long-term goal
Build wealth or plan for your next big purchase.
Invest for retirement
Set up traditional, Roth, or SEP IRAs to save for the golden years.
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Are you on track for retirement?
Try our retirement calculator to see if you're retirement-ready.
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Could your 401(k) be worth more?
Learn how rolling over an average 401(k) to a Betterment IRA could mean 60% lower fees.
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Want more retirement guidance?
Read the latest on investing for retirement on our Resource Center.