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Washington needs to step up and fix the nation’s retirement crisis

By Jon Stein

Of course, the ability to live comfortably in retirement isn’t exclusively the government’s responsibility. People need to take ownership of their savings, and employers can help them do that by offering a 401(k) plan, deferring employees into retirement plans and offering matches to incentivize savings.

But the government can and should make small changes to make the process easier. At the end of the day, our ability to retire comfortably should not hang in the balance because of politicians who are afraid of change.

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This article originally published October 15th, 2018 on CNBC