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CNBC

Here’s how to tell if you can afford to treat yourself today

By Emmie Martin

But, for obvious reasons, this mindset doesn’t always serve your finances. So how can you tell when splurging is worth the cost?

A good rule of thumb is to not let a single purchase exceed more than 5 percent of your net worth, Garrett Oakley, certified financial planner at Betterment, tells CNBC Make It.

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This article originally published October 18th, 2017 on CNBC .