Guest post on CNBC: These financial changes will impact you in 2016

By Jon Stein

Every year brings changes that can impact the ways financial markets perform — and your ability to save and grow your money. So it pays to understand how these developments will impact you now and how they’ll affect your financial goals.

Here are three changes that will likely have a direct impact on your finances in 2016.

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This article originally published January 20th, 2016 on CNBC.