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Goals-based investing is a means to an end

By Ilana Polyak

The “envelope system” is a well-known money-saving strategy.

The idea is to save for your goals—a down payment for a home, a new car, a vacation—using a series of envelopes. Every payday, you peel off a little cash and deposit it in your envelopes, slowly chipping away at your goals.

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This article originally published August 5th, 2015 on CNBC


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