U.S. News & World Report
How to Balance Debt and Investing
By Wayne Duggan
With all the variables in play, deciding the best course of action to take can be a bit overwhelming. Betterment financial planner Nick Holeman says Americans need to carefully consider their options, form a long-term plan and then follow it.
“Balancing paying down debt and investing for retirement is critical,” Holeman says. “Like most things in personal finance, the answer is one part math and one part behavior. You need to find the approach that makes sense mathematically and leaves you feeling comfortable.”