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39-year-old retired millionaire: ‘Budgets don’t work’—do this instead

By Kathleen Elkins

As long as you establish how much you need to save each month for retirement and other major purchases, and you actually set that amount aside, you don’t have to budget at all, says Nick Holeman, certified financial planner at Betterment.

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This article originally published December 26th, 2018 on CNBC