Free for 90 days: Sign up now and get 90 days managed free after your first deposit. See offer details



Welcome to Betterment. You’ve joined a growing community of 350,000 investors who, like you, want to invest better. We combine personalized advice with tax-smart technology to help you make the most of your money. All for one low fee of 0.25%—a quarter of what you’d typically pay for advice.

Fund your account today

Open an account

You told us about your financial goals, and we’ve already got a personalized investing plan waiting for you.

Fund your account

This is your next big step. You can make a deposit or begin a rollover. It’s easy to get started.

We’ll put our magic to work

Once you fund an account, our smart technology helps minimize taxes and maximize take-home returns so you can make the most of your money.

Have questions?

You can access live licensed financial experts anytime, anywhere via our mobile app.

Our goal: To save you more on taxes than any other service.

We're always thinking about ways to lower your taxes (and help you keep more of your money). Unlike many traditional investment managers, our technology automates advanced tax-saving strategies, like asset allocation, tax loss harvesting, and rebalancing. This can increase your portfolio value by an estimated 15% over 30 years. Read more about our tax-saving strategies here.

Advice you can trust.

As your fiduciary, we’re required to make recommendations in your best interest. We don't get paid to sell certain funds, and we don't have funds of our own. That means we'll do what we believe is right for you. (And we wouldn’t have it any other way.)

Low management fees to save you money.

We charge an annual fee of 0.25%—one of the lowest in the industry. This all-inclusive management fee means we don't charge additional fees for trading, transfers, withdrawals, or rebalancing. Rest assured that every dollar is working for you.

Satisfaction guaranteed.

At Betterment, we’re committed to providing you with a great investing experience. If, for any reason, you aren’t completely satisfied with your Betterment account, we’ll do everything we can to make it right, up to and including waiving Betterment's management fees for the next 90 days.

Complimentary call.

Have questions about how to get the most out of your Betterment account? Our advisors are here to help you start your investing goals, talk through your retirement plan, and answer any other questions you have about getting started. Set up a complimentary call with a licensed financial expert today.

Click below to log in and fund your account.

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* Based on PriceMetrix State of Wealth Management 2015 report.