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Betterment

Save, invest, retire

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Introducing Checking

Download our app and gain access to no‑fee, hassle‑free checking.

Introducing Checking! Our no-fee, hassle-free, mobile-first checking account. Learn more

What the CARES Act and market volatility mean for 401(k)s. See resources

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Google, meet Betterment.

Google employees, open a Betterment account today to take advantage of this exclusive deal.

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  • Technology to help you make more from your investments.

    Our experts take sophisticated investing strategies and use modern, tax-smart technology to make them better.

  • Unlimited advice to help you make smart decisions.

    Our platform provides ongoing guidance that grows with you and your money. When you have questions, you can chat with our licensed financial experts.

  • Personalized portfolios built to help you invest the way you want.

    Each of our portfolio strategies is designed to help you earn better returns at different risk levels. And each strategy can be customized to your desired risk level.

Betterment investing app on laptop and phone

Explore your first goal

Cash Reserve

Our high-yield account built to help you earn more on every dollar you save.

Safety Net

This is a great place to start—an emergency fund for life's unplanned hiccups. A safety net is a conservative portfolio.

Retirement

Whether it's a long way off or just around the corner, we'll help you save for the retirement you deserve.

General Investing

If you want to invest and build wealth over time, then this is the goal for you. This is an excellent goal type for unknown future needs or money you plan to pass to future generations.