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Betterment

Save, invest, retire

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A Smarter home for your Money

Whether you're spending, saving, or investing, Betterment is built to help you make the most of your money—today, tomorrow, and beyond.

A Smarter home for your Money

Whether you're spending, saving, or investing, Betterment is built to help you make the most of your money—today, tomorrow, and beyond.

Get started

Checking

No-fee checking account for your daily spending.

  • ATM fees and foreign transaction fees reimbursed

  • Safe, secure, and FDIC-insured up to $250,000

  • Betterment Visa Debit Card, with tap-to-pay technology

Start with Checking

Cash Reserve

Grow your savings with our high-yield cash account.

  • FDIC-insured up to $1M with our program banks

  • Move your money as often as you want

  • Currently yielding APY (variable)

Start saving

Investing

Goal-based investing for what matters most to you.

  • Expert advice to help you make the right decisions

  • Automated technology makes investing easy and smart

  • Low, annual fee of just 0.25% means you keep more of what you earn

Start investing

Retirement

Take the guesswork out of saving for your golden years.

  • A retirement plan tailored to you

  • You could earn an estimated 38% more over 30 years

  • Ongoing advice to help you stay on track

Start with retirement