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Betterment

Save, invest, retire

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Do more than check a box with your 401(k) plan

Give employees more holistic advice on everything from contribution rates to account types to investments, all while keeping costs low.

Get started

Do more than check a box with your 401(k) plan

Give employees more holistic advice on everything from contribution rates to account types to investments, all while keeping costs low.

Get started

Saving for retirement can be overwhelming

Betterment streamlines the process. We choose the funds that make sense for each employee and provide personalized advice. That way, your people can get back to doing what they do best.

We guide employees through every decision

With guided onboarding, we’ll walk employees through the process of creating their personalized retirement plan and provide a recommendation on how much, and in what accounts, to save.

Personalized investment plans

  • Real-time snapshot of finances

    Betterment links employees’ outside investments, savings accounts, IRAs, and spousal assets, so they can see the big picture for both their long- and short-term financial goals.

  • Employees can make it their own

    Employees can schedule a session* with one of our certified financial planners to ask specific questions, change fund weights, and even choose other investment strategies, including socially responsible investing.

  • Efficient investing

    Our low costs and automated tax coordination service can increase retirement savings over time.


*Additional fee applies. Please see our advice packages to learn more.

Ready for a better 401(k) plan?

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