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Betterment

Save, invest, retire

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Compare Betterment vs. Personal Capital and Wealthfront

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See why 380,000 customers manage over $14 billion with Betterment.

Betterment is an online financial advisor built for people who refuse to settle for average investing. People who demand better. People like you.

With Betterment, you get personalized advice, low and transparent fees, and unlimited access to licensed experts. Scroll down to see how we stack up.

Features and Benefits Betterment Wealthfront Personal Capital

Portfolio of Exchange-Traded Funds

Betterment
<title>This is supported</title>
Wealthfront
<title>This is supported</title>
Personal Capital
<title>This is supported</title>
Betterment

No Minimum

Wealthfront

$500

Personal Capital

$100,000

Betterment

0.25%

Wealthfront

0.25%

Personal Capital

0.89%

Betterment
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Wealthfront
<title>This is not supported</title>
Personal Capital
<title>This is not supported</title>

Roth, Traditional and SEP IRAs

Betterment
<title>This is supported</title>
Wealthfront
<title>This is supported</title>
Personal Capital
<title>This is supported</title>
Betterment
<title>This is supported</title>
Wealthfront
<title>This is not supported</title>
Personal Capital
<title>This is not supported</title>
Betterment
<title>This is supported</title>
Wealthfront
<title>This is not supported</title>
Personal Capital
<title>This is supported</title>
Betterment
<title>This is supported</title>
Wealthfront
<title>This is not supported</title>
Personal Capital
<title>This is supported</title>
Betterment

TLH+
no minimum

Wealthfront

$500 minimum to open account

Personal Capital
<title>This is supported</title>
Betterment

No Minimum

Wealthfront

$250 Minimum Withdrawal

Personal Capital

No Minimum
(must call to withdraw)

Betterment
<title>This is supported</title>
Wealthfront
<title>This is supported</title>
Personal Capital
<title>This is not supported</title>

Trust Accounts

Betterment
<title>This is supported</title>
Wealthfront
<title>This is supported</title>
Personal Capital
<title>This is supported</title>

Automatic Deposits

Betterment
<title>This is supported</title>
Wealthfront
<title>This is supported</title>
Personal Capital
<title>This is supported</title>
Betterment
<title>This is supported</title>
Wealthfront
<title>This is not supported</title>
Personal Capital
<title>This is supported</title>
Betterment
<title>This is supported</title>
Wealthfront
<title>This is not supported</title>
Personal Capital
<title>This is supported</title>
Betterment

Premium Plan
0.40% fee
$100,000 Minimum

Wealthfront
<title>This is not supported</title>
Personal Capital

Private Client Plan
0.79% fee
$1,000,000 Minimum

How would you like to get started?

Manage spending with Checking

Checking with a Visa® debit card for your daily spending.

Save cash and earn interest

Grow your cash savings for general use for upcoming expenses.

Invest for a long-term goal

Build wealth or plan for your next big purchase.

Invest for retirement

Set up traditional, Roth, or SEP IRAs to save for the golden years.

  • Are you on track for retirement?

    Try our retirement calculator to see if you're retirement-ready.

  • Could your 401(k) be worth more?

    Learn how rolling over an average 401(k) to a Betterment IRA could mean 60% lower fees.

  • Want more retirement guidance?

    Read the latest on investing for retirement on our Resource Center.

For a full explanation of how Betterment harvests your capital losses—as well as all relevant disclosures—please see the Tax Loss Harvesting+ methodology.

The information provided on this page is as of March 2, 2018 and is subject to change.