See why 380,000 customers manage over $14 billion with Betterment.
Betterment is an online financial advisor built for people who refuse to settle for average investing. People who demand better. People like you.
With Betterment, you get personalized advice, low and transparent fees, and unlimited access to licensed experts. Scroll down to see how we stack up.
Portfolio of Exchange-Traded Funds
Roth, Traditional and SEP IRAs
Socially Responsible Investing
Automated Tax Loss Harvesting
$500 minimum to open account
Easy Access to Funds
$250 Minimum Withdrawal
(must call to withdraw)
Smart Retirement Withdrawal Tool
Support 7 Days a Week – Phone and Email
Additional Service Plans
Private Client Plan
Explore your first goal
This is a great place to start—an emergency fund for life's unplanned hiccups. A safety net is a conservative portfolio.
Whether it's a long way off or just around the corner, we'll help you save for the retirement you deserve.
If you want to invest and build wealth over time, then this is the goal for you. This is an excellent goal type for unknown future needs or money you plan to pass to future generations.
Are you on track for retirement?
Try our retirement calculator to see if you're retirement-ready.
Could your 401(k) be worth more?
Learn how rolling over an average 401(k) to a Betterment IRA could mean 60% lower fees.
Want more retirement guidance?
Read the latest on investing for retirement on our Resource Center.
For a full explanation of how Betterment harvests your capital losses—as well as all relevant disclosures—please see the Tax Loss Harvesting+ methodology.
The information provided on this page is as of March 2, 2018 and is subject to change.