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Have you considered how much your time is worth?

Sign up now

Betterment, the largest independent robo-advisor, is the smarter way to manage your investments. With us, you’ll spend almost no time managing your investments because we do it for you, for some of the lowest costs in the industry. To invest $100,000, Betterment costs just $20.83 monthly.

Features and Benefits Betterment Portfolio of Vanguard ETFs Portfolio of Vanguard Mutual Funds

Minimum Investment

Betterment

None

Portfolio of Vanguard ETFs

$3,000

Portfolio of Vanguard Mutual Funds

$1,000-$100,000

Low Cost

Betterment

Average Expense
Ratio: 0.13%
+
Management fees as low as 0.25%

Portfolio of Vanguard ETFs

Average Expense
Ratio: 0.14%
+
The Hidden Fee: Your valuable time and peace of mind

Portfolio of Vanguard Mutual Funds

Average Expense
Ratio: 0.19%
+
The Hidden Fee: Your valuable time and peace of mind

No Transaction or Trading Costs, Ever.

Betterment
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Portfolio of Vanguard ETFs

Trading fees assessed for ETFs not owned by Vanguard

Portfolio of Vanguard Mutual Funds

Some funds charge trading fees (Fees: 0.25%-0.50% of transaction)

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Explore your first goal

Cash Reserve

Our high-yield account built to help you earn more on every dollar you save.

Safety Net

This is a great place to start—an emergency fund for life's unplanned hiccups. A safety net is a conservative portfolio.

Retirement

Whether it's a long way off or just around the corner, we'll help you save for the retirement you deserve.

General Investing

If you want to invest and build wealth over time, then this is the goal for you. This is an excellent goal type for unknown future needs or money you plan to pass to future generations.

  • Are you on track for retirement?

    Try our retirement calculator to see if you're retirement-ready.

  • Could your 401(k) be worth more?

    Learn how rolling over an average 401(k) to a Betterment IRA could mean 60% lower fees.

  • Want more retirement guidance?

    Read the latest on investing for retirement on our Resource Center.

Disclosures:

For a full explanation of TLH+, as well as all relevant disclosures, please see our white paper here.

The offer is valid only for new individual accounts with Betterment with an initial deposit of $5,000 or more. Your participation is subject to the following terms and agreements: This promotion is not valid with any other offers and is non-transferrable. Offer available to U.S. residents only. Betterment reserves the right to terminate this offer at any time, to limit account bonuses you are eligible to receive, and to refuse or recover any promotion award if Betterment determines that it was obtained under wrongful or fraudulent circumstances, that inaccurate or incomplete information was provided in opening the account, or that any terms of the Betterment Account Agreements have been violated. Please see additional information at betterment.com/legal.

 

Sources:

https://investor.vanguard.com/etf/fees
https://investor.vanguard.com/mutual-funds/fees