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Betterment Checking is our mobile-first checking account and debit card for your daily spending.



Betterment Checking is our mobile-first checking account
and debit card for your daily spending.

  • ATM and foreign fees reimbursed worldwide

    Plus, use your debit card anywhere Visa is accepted.

  • No overdraft or other checking fees

    While we were at it, we did away with minimum balances.

  • FDIC-insured account up to $250,000

    Spend with confidence, knowing your money is secure.

  • Easy, delightful mobile experience

    Stay up-to-date on spending no matter where you are.

Where’d the fees go?

There’s nothing average about our Checking account. We reimburse ATM fees and foreign transaction fees around the world. We also cut out overdraft fees and minimum balances.

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Safe, secure, and delightful.

We designed Checking to do (almost) everything you need in the palm of your hand. Lost your card? Lock it with a tap. Need to change your PIN? No need to call. Do it all in the Betterment mobile app.

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Foreign fees reimbursed worldwide.

That's right. We reimburse all ATM fees and foreign transaction fees on your withdrawals and purchases. So you don't have to pay to use your own cash.

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Ready for a new kind of checking account?

Checking accounts and the Betterment Visa Debit Card provided and issued by nbkc bank, Member FDIC. Funds deposited into Checking will be eligible for up to $250,000 of FDIC insurance. Betterment Everyday Checking made available through Betterment Financial LLC. Neither Betterment Financial LLC, nor any of their affiliates, is a bank. Betterment Financial LLC reimburses ATM fees and the Visa® 1% foreign transaction fee worldwide, everywhere Visa is accepted.