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Betterment

Save, invest, retire

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HASSLE-FREE, NO-FEE CHECKING‡

Betterment Checking is our mobile-first checking account and debit card for your daily spending.

Get Checking

HASSLE-FREE,
NO-FEE CHECKING

Betterment Checking is our mobile-first checking account
and debit card for your daily spending.

Get Checking
  • ATM and foreign fees reimbursed

    While we were at it, we did away with every other checking fee.

  • FDIC-insured account up to $250,000

    Spend with confidence, knowing your money is secure.

  • Tap-to-pay enabled debit card

    Pay quickly and easily with our beautiful, contactless Visa® debit card.

  • Delightful mobile experience

    Stay up-to-date on spending and manage your finances from the comfort of your own phone.

Where’d the fees go?

There’s nothing average about our Checking account. We reimburse ATM fees and foreign transaction fees around the world. We also cut out overdraft fees and minimum balances.

Open an account
Betterment investing app on laptop and phone

Where’d the fees go?

There’s nothing average about our Checking account. We reimburse ATM fees and foreign transaction fees around the world. We also cut out overdraft fees and minimum balances.

Open an account
Phone unlock animattion

Safe, secure, and delightful.

We designed Checking to do (almost) everything you need in the palm of your hand. Lock your card, change your PIN, deposit a check, and more. No need to call or leave the couch. Do it all in the Betterment mobile app.

Paying feels like magic.

No wands required. Just tap any contactless- enabled payment terminal to check out in seconds. Use your card anywhere Visa is accepted.

Paying feels like magic.

No wands required. Just tap any contactless- enabled payment terminal to check out in seconds. Use your card anywhere Visa is accepted.

Coming Soon

Joint Checking accounts

We’re hard at work making Checking better and more convenient for you. Soon you’ll be able to pair up with your partner to access and use your Checking account together.

Check out our roadmap

Ready for a new kind of checking account?

Make the switch

Checking accounts and the Betterment Visa Debit Card provided and issued by nbkc bank, Member FDIC. Funds deposited into Checking will be eligible for up to $250,000 of FDIC insurance. Betterment Checking made available through Betterment Financial LLC. Neither Betterment Financial LLC, nor any of their affiliates, is a bank. Betterment Financial LLC reimburses ATM fees and the Visa® 1% foreign transaction fee worldwide, everywhere Visa is accepted.