Checking accounts and the Betterment Visa® Debit Card provided and issued by nbkc bank, Member FDIC. Checking made available through Betterment Financial LLC. Neither Betterment Financial LLC, nor any of their affiliates, is a bank.
Where’d the fees go?
You shouldn’t have to pay a bank to use your own money. That’s why we reimburse ATM fees and foreign transaction fees worldwide. We also cut out overdraft fees and minimum balances.
Keeping your money safe and secure.
Your Checking account is FDIC-insured up to $250,000 by nbkc bank, Member FDIC. What’s more, you can lock your card, change your PIN, and more all from the Betterment app. No need to call or go into a branch to maintain control.
Rewards and benefits when you spend.
Get fast, automatic cash back rewards at thousands of your favorite brands, like Dunkin’, adidas, Walmart, Sam's Club, philosophy, Staples, and more. Plus, get cell phone insurance at no cost when you pay your cell phone bill with your Betterment Visa® Debit Card.2
Joint Checking accounts
We’re hard at work making Checking better and more convenient for you. Soon you’ll be able to pair up with your partner or spouse to access and use your Checking account together.See what we’re working on
‡ Checking accounts and the Betterment Visa Debit Card provided and issued by nbkc bank, Member FDIC. Funds deposited into Checking will be eligible for up to $250,000 of FDIC insurance. Betterment Checking made available through Betterment Financial LLC. Neither Betterment Financial LLC, nor any of their affiliates, is a bank. Betterment Financial LLC reimburses ATM fees and the Visa® 1% foreign transaction fee worldwide, everywhere Visa is accepted.
1 Eligible when using your Betterment Visa® Debit Card. Cash back merchants and offers may vary. You’ll see rewards, which are deposited back into your Checking account, in as little as one day after making the qualifying purchase, but it may take up to 90 days depending on the merchant. In order to find you relevant offers, we share your Betterment Visa Debit Card transaction information (and location, if you choose) with our rewards partner, Dosh. Shared data is anonymized and Dosh is prohibited from selling shared data to any third parties. See Terms and Conditions to learn more.
2 Includes coverage up to $600 per claim, with a maximum of two claims per 12-month period. There is a $50 deductible for all claims. Coverage begins the first day of the next calendar month following your bill payment with your Betterment Visa® Debit Card. Terms and Conditions apply. More questions? Check out our Checking Benefits FAQ.
Content and associated insurance products are provided by Sure HIIS Insurance Services, LLC ("Sure"), a licensed seller of insurance. The above does not in any way constitute an endorsement or referral by Betterment of the products or services offered by Chubb or Sure. Claims must be filed within sixty (60) days of the date of damage or theft to be eligible. Exclusions may apply. Insurance is issued and managed by the Chubb Group of Insurance Companies, 202B Hall's Mill Road, Whitehouse Station, New Jersey, 08889. Terms subject to change.
Apple Pay is a registered trademark of Apple, Inc.
Google Pay is a registered trademark of Google, Inc.
Any references to other merchants or merchant websites are offered as a matter of convenience and are not intended to imply that Betterment or its authors endorse, sponsor, promote, and/or are affiliated with the owners of or participants in those merchants or merchant sites, or endorses any information contained on those sites, unless expressly stated otherwise.