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Betterment

Save, invest, retire

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HASSLE-FREE, NO-FEE CHECKING

Betterment Checking is our mobile-first checking account and debit card for your daily spending.

Get Checking

HASSLE-FREE,
NO-FEE CHECKING

Betterment Checking is our mobile-first checking account
and debit card for your daily spending.

Get Checking

Checking accounts and the Betterment Visa Debit Card provided and issued by nbkc bank, Member FDIC. Checking made available through Betterment Financial LLC. Neither Betterment Financial LLC, nor any of their affiliates, is a bank.

  • ATM and foreign fees reimbursed

    While we were at it, we did away with every other checking fee.

  • FDIC-insured account up to $250,000

    Spend with confidence, knowing your money is secure.

  • Tap-to-pay enabled debit card

    Pay quickly and easily with our beautiful, contactless Visa® debit card.

  • Cell phone insurance at no cost

    Pay your cell phone bill with our Visa® debit card and get coverage on cell phone damage and theft.1

Where’d the fees go?

There’s nothing average about our Checking account. We reimburse ATM fees and foreign transaction fees around the world. We also cut out overdraft fees and minimum balances.

Open an account
Betterment investing app on laptop and phone

Where’d the fees go?

There’s nothing average about our Checking account. We reimburse ATM fees and foreign transaction fees around the world. We also cut out overdraft fees and minimum balances.

Open an account
Phone unlock animattion

Safe, secure, and delightful.

We designed Checking to do (almost) everything you need in the palm of your hand. Lock your card, change your PIN, deposit a check, and more. No need to call or leave the couch. Do it all in the Betterment mobile app.

Paying feels like magic.

No wands required. Just tap any contactless- enabled payment terminal to check out in seconds. Use your card anywhere Visa is accepted.

Paying feels like magic.

No wands required. Just tap any contactless- enabled payment terminal to check out in seconds. Use your card anywhere Visa is accepted.

Coming Soon

Joint Checking accounts

We’re hard at work making Checking better and more convenient for you. Soon you’ll be able to pair up with your partner to access and use your Checking account together.

Check out our roadmap

Ready for a new kind of checking account?

Make the switch

Checking accounts and the Betterment Visa Debit Card provided and issued by nbkc bank, Member FDIC. Funds deposited into Checking will be eligible for up to $250,000 of FDIC insurance. Betterment Checking made available through Betterment Financial LLC. Neither Betterment Financial LLC, nor any of their affiliates, is a bank. Betterment Financial LLC reimburses ATM fees and the Visa® 1% foreign transaction fee worldwide, everywhere Visa is accepted.

1 Includes coverage up to $600 per claim, with a maximum of two claims per 12-month period. There is a $50 deductible for all claims. Coverage begins the first day of the next calendar month following your bill payment with your Betterment Visa® Debit Card. Terms and Conditions apply. More questions? Check out our Checking Benefits FAQ.

Content and associated insurance products are provided by Sure HIIS Insurance Services, LLC ("Sure"), a licensed seller of insurance. The above does not in any way constitute an endorsement or referral by Betterment of the products or services offered by Chubb or Sure. Claims must be filed within sixty (60) days of the date of damage or theft to be eligible. Exclusions may apply. Insurance is issued and managed by the Chubb Group of Insurance Companies, 202B Hall's Mill Road, Whitehouse Station, New Jersey, 08889. Terms subject to change.