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Transfers

How to Do a Direct IRA Transfer

How to Do a Direct IRA Transfer

If this is your first direct IRA transfer, don’t worry. We help process direct IRA transfers every day, and we’re here to make it as easy for you as possible.

How to Roll Over A 401(k)—Betterment Makes It Easy

How to Roll Over A 401(k)—Betterment Makes It Easy

Have 401(k)s from old jobs lying around? Betterment makes rolling them over into a low-cost IRA account simple and easy.

What Happens To An Account When A Customer Passes Away

What Happens To An Account When A Customer Passes Away

We explain the process for claiming ownership of an account after the owner has passed away.

Recent Articles

How to Transfer Assets After a Divorce

We’re here to help you understand what happens next in terms of dividing assets held within Betterment.

ACATS: Automating Asset Transfers

Generally, an ACATS transfer is faster and more convenient than other types of transfers.

How to Add or Change a Bank Account

You’ll need to link your bank account—either manually or electronically—in order to make deposits and request withdrawals.

How to Deposit

We provide instructions for the different types of deposits you can make into your account, as well as timelines for how long the process takes.

How to Roll Over Retirement Accounts

No matter what type of retirement account you want to roll over, we’ll try to help make it as easy as possible.

How to Withdraw, Transfer Out, or Close Account

We’ll walk you through how to withdraw from a taxable account or an IRA, how to transfer your account to another provider, and how to close your account.

Find Five Minutes in the Next Five Days to Fund an IRA

Do your taxes. Open an IRA. And get that monkey off your back.

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*The Betterment Everyday Savings ("Savings") annual percentage yield ("APY") is as of . Individuals who sign up for the Betterment Everyday Checking waitlist receive a APY, which includes a promotional rate increase that extends at least for the duration of 2019 and until every individual on the waitlist has an opportunity to access Checking. Additional promotional rate increase offers will be made available upon the full launch of Checking. APY is as of without the promotional rate increase. APY is a variable rate that can fluctuate daily, based on the Federal Funds Rate and terms offered by banks participating in Savings. APY may change at any time without notice. Current APY can be found here. No minimum balance is required. There is a minimum deposit of $10.

Checking accounts and the Betterment Visa Debit Card (collectively "Betterment Everyday Checking" or "Checking") provided by and issued by nbkc bank, Overland Park, Kansas, Member FDIC. Funds deposited into Checking will be eligible for up to $250,000 of FDIC insurance. Betterment Everyday Checking made available through Betterment Financial LLC. Betterment Financial LLC does not charge foreign transaction fees for the use of the Betterment Visa Debit Card outside of the United States. However, Visa charges a foreign transaction fee of 1%. Betterment Financial LLC does not reimburse this 1% transaction fee on foreign ATM transactions or on any other foreign transactions or purchases.