Tax Optimization
Being tax-smart is about paying all the taxes you owe but planning effectively to make sure your tax liability isn't higher than it needs to be. Learn to make tax-smart decisions to take home more of the money you might earn.
Featured Articles
3 Simple Ways You Could Pay Fewer Taxes If You Have An Investment Account
Tax loss harvesting, asset location, and utilizing ETFs instead of mutual funds can eliminate or reduce your tax bill, depending on your situation. Here’s why.
Video: How Can Tax Loss Harvesting Help?
We explain exactly how tax loss harvesting works, and why it can be a powerful tool during times of market volatility.
If You Live In Pennsylvania, These Tax Rules Might Help You Save On Taxes
If you're a Pennsylvanian, it’s important to be aware of certain tax rules so that you can save more of your hard-earned money.
Recent Articles
If You Live In New Jersey, These Tax Rules Might Help You Save On Taxes
If you're a New Jerseyan, it’s important to be aware of certain tax rules so that you can save more of your hard-earned money.
If You Live In New York, These Tax Rules Might Help You Save On Taxes
If you're a New Yorker, it’s important to be aware of certain tax rules so that you can save more of your hard-earned money.
Convert or Recharacterize—What’s the Difference For Your IRA?
If conversions and recharacterizations are foreign to you, don’t worry. We’re here to help you decipher IRS jargon and learn the differences between the two.
The Benefits of Tax Loss Harvesting+
We’ve automated tax loss harvesting which can help you save on taxes over time. Learn about the benefits of TLH+.
How We Use Your Dividends To Keep Your Tax Bill Low
Every penny that comes into your account is used to rebalance dynamically—and in a tax-savvy way.
The Benefits of Tax Coordination
We’ve automated asset location which can help you save on taxes over time.
What is Tax Coordination? How Asset Location Works at Betterment
What is Betterment's approach to asset location? It's called Tax Coordination, and it's a built-in tax optimization strategy for retirement goals at Betterment.
5 Common Roth Conversion Mistakes
Converting your Traditional IRA to a Roth IRA can be a useful strategy for many investors. However, mistakes along the way can cost you—we’ll help you avoid them.
Put Your Tax Refund To Work—We’ll Show You How
You finally got your tax refund. Now what? We’ll show you how to put it to use so that you can get the most of your money.
Roth IRA Rules: Smart Ways to Minimize Taxes on a Conversion
Roth IRA rules can appear limiting at first glance—but you may be able to fund a Roth by rolling over funds from another account.