Saving is easier said than done. Smart saving—using the right accounts, and putting your money in the right investments—is even more of a challenge. Here's our library of savings advice, whether you're saving for retirement or your next holiday.
Put Your Tax Refund To Work—We’ll Show You How
You finally got your tax refund. Now what? We’ll show you how to put it to use so that you can get the most of your money.
How Much to Save? Our Advice is Like a Missile, Not a Bullet
A good financial plan has to adapt over time to be successful. Here’s how Betterment helps you do that.
How One Behavioral Scientist Optimizes His Monthly Cashflow
Take a look inside how Betterment’s behavioral scientist, Dan Egan, manages his monthly cashflow. Keep in mind, this is purely his method; not Betterment’s advice or suggestion.
How to Help Minimize Taxes on Your Savings Account Earnings
Learn how you can help minimize taxes on earnings by focusing on state and local tax advantages with savings account alternatives.
Understanding Betterment’s Smart Saver
Smart Saver is a low-risk solution for your extra cash, as well as an alternative to a low-yield savings account.
Smart Saver: A Low-Risk Account for Extra Cash
Providing a clearer answer for what to do with extra cash sitting in your checking and savings accounts: Smart Saver.
How the State You Live in Affects Your College Savings Strategy
Because states offer different incentives for college savings, your state of residence can play a large role in how you prioritize different savings opportunities. Tools like 529 savings plans, state tax credits, and matching savings programs vary by state, creating a checkerboard of different savings opportunities.
Should You Try to Beat the Market…or Just Save More?
If you’re relying on the returns from your investment to meet an investment goal, you may be surprised at how your additional savings can help you achieve the same results as those of an active manager.
A Guide to Investing in Cash Alternatives
What is the role of cash in investing? Learn more about the role of cash in planning your finances, building a diversified portfolio, and pursuing investment goals.