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Savings Advice

Saving is easier said than done. Smart saving—using the right accounts, and putting your money in the right investments—is even more of a challenge. Here's our library of savings advice, whether you're saving for retirement or your next holiday.

What Are Your Alternatives To Savings Accounts?

What Are Your Alternatives To Savings Accounts?

Opting out of a standard savings account could earn you more returns in the long-term. Find out some of your options below.

How You Can Reach Your Investment Goal—Even When You Veer Off-Track

How You Can Reach Your Investment Goal—Even When You Veer Off-Track

We highlight all of the intelligent strategies we use to help protect you from market downturns as you approach the target dates for your goals—and discuss the actions you can take if your goals become off-track.

How Banks Fail in Helping You Save Money

How Banks Fail in Helping You Save Money

You may not realize it, but our financial lives are shaped by a great divide: banking vs. investment managers. In between lies most people’s pinnacle challenge: saving for the future.

Recent Articles

7 Rewards Credit Cards that Could Help You Invest

If you’re one who uses your credit card rewards to save cash and invest, consider these seven rewards cards.

Lifestyle Creep: The Biggest Threat to Financial Planning

Lifestyle creep can severely impact financial planning by spending more income over time than we plan on saving.

Put Your Tax Refund To Work—We’ll Show You How

You finally got your tax refund. Now what? We’ll show you how to put it to use so that you can get the most of your money.

How Much to Save: Our Advice Guides You Towards Your Goals

A good financial plan has to adapt over time to be successful. Here’s how Betterment helps you do that.

How One Behavioral Scientist Optimizes His Monthly Cashflow

Take a look inside how Betterment’s behavioral scientist, Dan Egan, manages his monthly cashflow. Keep in mind, this is purely his method; not Betterment’s advice or suggestion.

Reducing Taxes on Interest: Try Replacing Your Savings Account with Smart Saver

Learn how you can help minimize taxes on earnings by focusing on state and local tax advantages with savings account alternatives.

Understanding Smart Saver

Smart Saver is a low-risk solution for your extra cash, as well as an alternative to a low-yield savings account.

Smart Saver: A Low-Risk Account for Extra Cash

Providing a clearer answer for what to do with extra cash sitting in your checking and savings accounts: Smart Saver.

Should You Try to Beat the Market…or Just Save More?

If you’re relying on the returns from your investment to meet an investment goal, you may be surprised at how your additional savings can help you achieve the same results as those of an active manager.

SmartDeposit: Auto-Deposit, But Smarter

SmartDeposit puts your excess cash to work, effortlessly, seamlessly integrating with your existing auto-deposits.

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