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Savings Advice

Saving is easier said than done. Smart saving—using the right accounts, and putting your money in the right investments—is even more of a challenge. Here's our library of savings advice, whether you're saving for retirement or your next holiday.

Featured Articles

What Are Your Alternatives To Standard Savings Accounts?

Opting out of a standard savings account could earn you more returns in the long-term. Find out some of your options below.

How Much Are You Losing To Idle Cash?

Uninvested cash may feel more readily available compared to when it's invested, but there can be better ways to manage your funds. Find out how.

Betterment Everyday™ Cash Reserve Has A Variable APY: What That Means For You

Interest rates change over time, but at Betterment, we are always working hard to help give you one of the best rates possible so you can make the most of your money.

Recent Articles

Checking vs. Savings Account: What’s The Difference?

What are the differences between checking and savings accounts? Learn the pros and cons of each, and find out how you can use them to meet your financial goals.

How Much Money Should You Keep In Your Checking Account?

How much money should you keep in your checking account so you can make the most of your finances? Here’s how you can calculate the right number for you.

FDIC Insurance: What It Is And How It Works

Deposit insurance was created in 1933 by Congress to restore faith in the U.S. banking system. Learn about how deposit insurance works and what it can mean for your cash.

The Recommended Allocation For Our Safety Net Goal Has Changed

Your Safety Net goal should ideally beat inflation while also taking on minimal risk. Learn about our updated portfolio allocation recommendations for your emergency funds.

Everything You Need to Know About Emergency Funds

Some things you need to know about emergency funds: what they are, how big they should be, when to use them, and more.

Fighting Financial Guilt In The Era Of Latte Shaming

Don’t let provocative news cycles make you feel bad about buying coffee every morning. You can have your $5 latte and still meet your financial goals, using reverse budgeting.

Safety Net Funds: Why Traditional Advice Is Wrong

Don’t keep your safety net funds in cash savings accounts that give you little to no interest. Odds are you’ll lose money due to inflation, as well as lose out on the potential growth of your hard-earned savings.

Should I Speak With A Financial Advisor?

As a robo-advisor, we give you automated advice that’s accessible through our website and mobile app. We also have a team of CERTIFIED FINANCIAL PLANNER® professionals who can help answer your burning financial questions.

Funding a Safety Net: Calculate Your Target Amount

Don’t know how much to set aside for emergencies? Don’t let uncertainty stop you from saving. We’ll help you figure out how much you should save so that you can feel prepared.

Plan Ahead When Saving For Vacations

We’ll help you plan and save so you can stress less about your bank account while you’re on the beach, on top of a mountain, or wherever else your travels take you.

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