Saving is easier said than done. Smart saving—using the right accounts, and putting your money in the right investments—is even more of a challenge. Here's our library of savings advice, whether you're saving for retirement or your next holiday.
The Recommended Allocation To Keep Up With Inflation Has Changed
For funds that seek to match or beat inflation, like a Safety Net goal or Emergency goal, we seek to take on minimal risk while allowing your portfolio the potential growth needed to keep up with inflation. Learn about our updated portfolio allocation recommendations for your emergency funds.
5 Ways To Spend Your Next Stimulus Check Based On Your Finances
A third stimulus check may be coming your way in the next few weeks. Here’s how you can plan to use it based on your financial situation.
3 Strategies That Can Narrow The Racial Wealth Gap
Decades of voting, housing, job, and banking discrimination created a racial wealth gap in the U.S. Here are three strategies Black Americans can use to take charge of their finances.
3 Tips To Consider Before Paying Off Debt
Tackling any amount of debt is a significant part of financial planning. Here are three things you should consider before building your repayment strategy.
7 Ways To Financially Prepare For A New Recession
Some experts believe that a new recession is already underway. Here are seven tips to minimize the financial impact of a recession and help you weather the storm.
Four Ways To Prepare For Unemployment
Do you have a plan in place for if you become unemployed? Take these four steps to prepare.
How To Avoid Money Fights
If you’re like most people, you probably don’t look forward to talking about finances with your partner. Here’s one piece of advice you can start using today.
What Are Your Alternatives To Standard Savings Accounts?
Opting out of a standard savings account could earn you more returns in the long-term. Find out some of your options below.
How Much Are You Losing To Idle Cash?
Uninvested cash may feel more readily available compared to when it's invested, but there can be better ways to manage your funds. Find out how.
Cash Reserve Has A Variable APY: What That Means For You
Interest rates change over time, but at Betterment, we are always working hard to help give you one of the best rates possible so you can make the most of your money.
Checking vs. Savings Account: What’s The Difference?
What are the differences between checking and savings accounts? Learn the pros and cons of each, and find out how you can use them to meet your financial goals.
How Much Money Should You Keep In Your Checking Account?
How much money should you keep in your checking account so you can make the most of your finances? Here’s how you can calculate the right number for you.
FDIC Insurance: What It Is And How It Works
Deposit insurance was created in 1933 by Congress to restore faith in the U.S. banking system. Learn about how deposit insurance works and what it can mean for your cash.