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Betterment

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Savings Advice

Saving is easier said than done. Smart saving—using the right accounts, and putting your money in the right investments—is even more of a challenge. Here's our library of savings advice, whether you're saving for retirement or your next holiday.

Featured Articles

4 Reasons Why Women Need To Start Saving More And Sooner

Women face unique financial challenges that make saving for retirement more urgent.

5 Ways To Spend Your Next Stimulus Check Based On Your Finances

A third stimulus check could be on its way to you in the next few days. Here’s how you can plan to use it based on your financial situation.

The Recommended Allocation To Keep Up With Inflation Has Changed

For funds that seek to match or beat inflation, like a Safety Net goal or Emergency goal, we seek to take on minimal risk while allowing your portfolio the potential growth needed to keep up with inflation. Learn about our updated portfolio allocation recommendations for your emergency funds.

Recent Articles

3 Strategies That Can Narrow The Racial Wealth Gap

Decades of voting, housing, job, and banking discrimination created a racial wealth gap in the U.S. Here are three strategies Black Americans can use to take charge of their finances.

3 Tips To Consider Before Paying Off Debt

Tackling any amount of debt is a significant part of financial planning. Here are three things you should consider before building your repayment strategy.

How To Avoid Money Fights

If you’re like most people, you probably don’t look forward to talking about finances with your partner. Here’s one piece of advice you can start using today.

What Are Your Alternatives To Standard Savings Accounts?

Opting out of a standard savings account could earn you more returns in the long-term. Find out some of your options below.

How Much Are You Losing To Idle Cash?

Uninvested cash may feel more readily available compared to when it's invested, but there can be better ways to manage your funds. Find out how.

Cash Reserve Has A Variable APY: What That Means For You

Interest rates change over time, but at Betterment, we are always working hard to help give you one of the best rates possible so you can make the most of your money.

FDIC Insurance: What It Is And How It Works

Deposit insurance was created in 1933 by Congress to restore faith in the U.S. banking system. Learn about how deposit insurance works and what it can mean for your cash.

Everything You Need To Know About Emergency Funds

Some things you need to know about emergency funds: what they are, how big they should be, when to use them, and more.

Safety Net Funds: Why Traditional Advice Can Be Wrong

Don’t keep your safety net funds in cash savings accounts that give you little to no interest. Odds are you’ll lose money due to inflation, as well as lose out on the potential growth of your hard-earned savings.

Should I Speak With A Financial Advisor?

As a robo-advisor, we give you automated advice that’s accessible through our website and mobile app. We also have a team of CERTIFIED FINANCIAL PLANNER® professionals who can help answer your burning financial questions.