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Retirement Planning

Retirement planning is one of nearly every investor's goals. It requires building a personalized plan, remaining disciplined in your saving, and thinking ahead to make your journey to retirement as straightforward as possible.

Featured Articles

The True Cost of a 401(k) Employer Match

Many companies are hesitant to offer a 401(k) match. Find out the truth behind matching employees’ 401(k) contributions.

Socially Responsible Investing for Betterment for Business

Betterment for Business is built to deliver better retirement outcomes for 401(k) participants, which is why we decided to develop an SRI portfolio.

Betterment for Business: A Better 401(k) for Employers and Employees

Betterment’s 401(k) provides personalized investment advice for all plan participants. The era of expensive, impersonal, unguided retirement saving is over.

Recent Articles

Plan Sponsor Spotlight: Jessica Feldman @ Harry’s, Inc.

See what the Director of People Operations at Harry’s, Inc. had to say about employee financial wellness, offering a 401(k), and more.

Evaluating 401(k) Plans? Look for Value and Transparent Pricing

The 401(k) industry continues to struggle with communicating the value of its products and services. Learn how Betterment’s 401(k) has a clear and transparent pricing model.

Flexible Portfolios: Enabling Participant Choice in the Betterment 401(k)

In response to client feedback, we developed a feature for adjusting any 401(k)’s portfolio called Flexible Portfolios.

Maximize Your 401(k): A Survey for Employers

We asked Betterment for Business plan participants what they thought about employers offering a 401(k). Find out if it's still earning its place in the HR recruitment arsenal.

Income Portfolios from BlackRock

Betterment for Business provides improved personalization for participants’ retirement plans. Find out why this additional portfolio might help your plan's participants.

The Tax-Coordinated Portfolio™ for Betterment for Business

Betterment’s Tax-Coordinated Portfolio service is our very own, fully automated version of an investment strategy known as asset location, the latest advancement in tax-smart investing.

What is Compliance & Non-Discrimination Testing?

Learn about the number of tests that must be verified annually to retain tax-qualified status.

Congress Just Passed the SECURE Act—Here’s What You Should Know

The government is taking steps to make your retirement more secure. Find out how the new changes might affect you.

Retirement Planning Advice Methodology

The complete methodology for Betterment's retirement planning process. Review this set of assumptions to understand how we help customers achieve their retirement goals.

Understanding Inherited IRAs

Learn what inherited IRAs are, how to roll over your inherited IRA, and other considerations you may want to be aware of.

See details and disclosure for Betterment's articles and FAQs.