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Betterment

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Retirement Planning

Retirement planning is one of nearly every investor's goals. It requires building a personalized plan, remaining disciplined in your saving, and thinking ahead to make your journey to retirement as straightforward as possible.

Featured Articles

Rolling Over Your 401(k)

Have 401(k)s from old jobs lying around? Moving them to Betterment means a common approach for all of your retirement savings. Plus, we make rolling over simple and easy—whether to your 401(k) account or a Betterment IRA.

What is the maximum 401(k) contribution?

The IRS recently announced the 2021 401(k) and IRA contribution limits.

How We Built 3 New Socially Responsible Investing Portfolios

Betterment is moving the category forward for socially responsible investors by offering SRI portfolios that are fully diversified and keep costs low.

Recent Articles

Welcome to your 401(k) with Betterment!

Find out how to make the most of your plan and start saving for your future.

Here’s How Other Millennials Are Saving For Retirement

The retirement savings habits of the millennial and Gen Z generations might surprise you.

Why You Should Consider Converting Your IRA

If the market is down, you might be doing your future self a favor by converting all or some of your Traditional IRA into a Roth IRA.

Saver’s Credit: Understanding the Retirement Savings Contribution Credit

The Saver’s Credit is an excellent incentive for your employees to contribute to your retirement plan. Here’s how to answer the most frequently asked questions.

Betterment 401(k) Plan Demo

Betterment offers tools like guided onboarding, personalized planning, and goal forecasting to make saving for retirement more intuitive and approachable.

The True Cost of a 401(k) Employer Match

Many companies are hesitant to start offering a 401(k) match program. Find out the truth behind matching employees’ 401(k) plan contributions.

Betterment for Business: A Better 401(k) for Employers and Employees

Betterment’s 401(k) provides personalized investment advice for all plan participants. The era of expensive, impersonal, unguided retirement saving is over.

Plan Sponsor Spotlight: Jessica Feldman @ Harry’s, Inc.

See what the Director of People Operations, at Harry’s, Inc. had to say about financial wellness for her team, why it’s important to offer a 401(k), and more.

Evaluating 401(k) Plans? Look for Value and Transparent Pricing

Traditionally, 401(k) fee structures have been complex and it’s nearly impossible to determine costs. Pricing for a Betterment 401(k) is clear and transparent.

Flexible Portfolios: Enabling Participant Choice in the Betterment 401(k)

The Flexible Portfolio included with the Betterment 401(k) provides employees with advice and guidance plus the right amount of control when they want it.

See details and disclosure for Betterment's articles and FAQs.