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Income in Retirement

During retirement, making withdrawals and generating retirement income is on any retiree's mind. Learn about tax-efficient retirement withdrawal strategies and retirement income optimization.

Why Flexibility is Key in Withdrawing Retirement Income

Why Flexibility is Key in Withdrawing Retirement Income

A strong retirement plan relies on proper preparation. But flexibility in your plan may be the most important quality you can have.

Everything You Need to Know About Required Minimum Distributions

Everything You Need to Know About Required Minimum Distributions

We’ll walk you through everything you need to know about required minimum distributions (RMDs), including rules and deadlines.

Understanding Our BlackRock Target Income Portfolio

Understanding Our BlackRock Target Income Portfolio

Learn more about our BlackRock Target Income Portfolio, which is a bond portfolio designed to provide a steady stream of dividend income for retired customers.

Recent Articles

Understanding Retirement Income

For those in retirement, we offer advice on how much you can safely withdraw each month. Learn more about what you can expect when using your Betterment account for income in retirement.

Save Taxes When Withdrawing in Retirement

A smart withdrawal strategy during retirement can help make your portfolio last longer, while also easing potential tax burdens.

How Much Social Security Income Can You Expect?

Not sure how much Social Security income to expect in retirement? Let Betterment’s calculator show you.

The Pros and Cons of Top Retirement Income Sources

You may find that a combination of income sources work best for your personal financial situation and risk profile.

5 Questions for Planning Your Retirement Income

How long will you need retirement income? Longer than you think.

Retirement Income Shouldn’t Be a Guessing Game

Betterment’s Retirement Income goal takes the guess work out of your most important retirement question: Will I run out of money?

Why the 4% Rule Is Broken

There are fundamental flaws in the popular 4% rule for retirement income, including its reliance on a higher yield environment.

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*The Betterment Everyday Savings ("Savings") annual percentage yield ("APY") is as of . Individuals who sign up for the Betterment Everyday Checking waitlist receive a APY, which includes a promotional rate increase that extends at least for the duration of 2019 and until every individual on the waitlist has an opportunity to access Checking. Additional promotional rate increase offers will be made available upon the full launch of Checking. APY is as of without the promotional rate increase. APY is a variable rate that can fluctuate daily, based on the Federal Funds Rate and terms offered by banks participating in Savings. APY may change at any time without notice. Current APY can be found here. No minimum balance is required. There is a minimum deposit of $10.

Checking accounts and the Betterment Visa Debit Card (collectively "Betterment Everyday Checking" or "Checking") provided by and issued by nbkc bank, Overland Park, Kansas, Member FDIC. Funds deposited into Checking will be eligible for up to $250,000 of FDIC insurance. Betterment Everyday Checking made available through Betterment Financial LLC. Betterment Financial LLC does not charge foreign transaction fees for the use of the Betterment Visa Debit Card outside of the United States. However, Visa charges a foreign transaction fee of 1%. Betterment Financial LLC does not reimburse this 1% transaction fee on foreign ATM transactions or on any other foreign transactions or purchases.