A portfolio strategy is a set of portfolios that aims for a certain kind of performance. Some people value pure market growth. Others value a different approach to growth, such as socially responsible investing or retirement income investing.
What Our Investment Philosophy Means for You
Betterment’s investment philosophy plays a major role in how we help you make the most of your money. From this philosophy, we can derive five principles that we believe all investors should follow.
Are Bonds Safe When Interest Rates are Rising?
History shows that fears of bond losses when interest rates rise are largely overblown.
4 Common Mistakes When Investing in Target-Date Retirement Funds
Target-date funds are very common in retirement accounts because they automatically adjust over time. However, plenty of people make mistakes choosing TDFs, which can hurt long-term returns.
How Will the Election Affect Your Investments?
Elections and political events aren’t likely to impact your long-term returns. Instead, focus on lowering your fees where possible, and maximizing your tax efficiency across your portfolio.
4 Myths About Diversification
What is diversification? Many investors know that they should be diversified, but don’t understand what that really means. Here, we break it down for you—along with four big misconceptions about being diversified.
How Betterment Helps Keep You on Track Through Tough Markets
Historical data suggests that customers who follow our advice will stay on track to reach their goals, even in a market downturn as bad as the 2008 crisis.
With Market Timing, Even If You Win, You Lose (Hint: Taxes)
When you’re actively trading, short-term capital gains taxes will cripple your take-home returns.
How Does Betterment Calculate Investment Returns?
Use our interactive tool to see the difference between time-weighted, money-weighted and simple return.
A Guide to Investing in Cash Alternatives
What is the role of cash in investing? Learn more about the role of cash in planning your finances, building a diversified portfolio, and pursuing investment goals.
It’s About Time in the Market, Not Market Timing
Explore how the length of an investing period impacted annual returns from 1928 to 2014.
Investors Need Better Than Target-Date Funds
Applying technology can make investing on a glide path more transparent, lower cost, and personalized for every goal.
Where in the World Are You Invested?
Betterment's portfolio diversification includes holdings across 102 countries. Explore where your money is invested with our widget.
Portfolio Optimization: Our Secret to Driving Better Performance
We optimally blend funds to deliver higher expected investor returns for each asset class and ensure you get the best possible performance from your investments.