A portfolio strategy is a set of portfolios that aims for a certain kind of performance. Some people value pure market growth. Others value a different approach to growth, such as socially responsible investing or retirement income investing.
Bogle on Indexing and the Future of Investing
Jack Bogle discusses why indexing works and why it was important for the financial industry. And he and Betterment CEO Jon Stein look to the future of indexing and ETFs.
Your Portfolio vs. “The Market” – Comparing Apples to Fruit Salad
When you order fruit salad, you don’t expect it to taste like a single apple. If you’re invested in a diversified portfolio, it’s unrealistic to expect it to behave like Apple or even only U.S. stocks.
4 Stats to Change Your Perspective on Investing
The factors that can be important to becoming a successful investor aren’t what you might think.
Understanding Our Socially Responsible Investing (SRI) Portfolio
Socially responsible investing (SRI) is an approach to investing that reduces exposure to companies that are deemed to have a negative social impact while increasing exposure to companies that are deemed to have a positive social impact.
On Guns and Investing: Our Response
The Betterment SRI portfolio represents a reduction in exposure to weapons manufacturers compared to conventional portfolios, but it isn’t perfect. There’s a good reason for that.
What Our Investment Philosophy Means for You
Betterment’s investment philosophy plays a major role in how we help you make the most of your money. From this philosophy, we can derive five principles that we believe all investors should follow.
Are Bonds Safe When Interest Rates are Rising?
History shows that fears of bond losses when interest rates rise are largely overblown.
4 Common Mistakes When Investing in Target-Date Retirement Funds
Target-date funds are very common in retirement accounts because they automatically adjust over time. However, plenty of people make mistakes choosing TDFs, which can hurt long-term returns.
How Will the Election Affect Your Investments?
Elections and political events aren’t likely to impact your long-term returns. Instead, focus on lowering your fees where possible, and maximizing your tax efficiency across your portfolio.
4 Myths About Diversification
What is diversification? Many investors know that they should be diversified, but don’t understand what that really means. Here, we break it down for you—along with four big misconceptions about being diversified.
With Market Timing, Even If You Win, You Lose (Hint: Taxes)
When you’re actively trading, short-term capital gains taxes will cripple your take-home returns.
A Guide to Investing in Cash Alternatives
What is the role of cash in investing? Learn more about the role of cash in planning your finances, building a diversified portfolio, and pursuing investment goals.