Managing Your Money

Budgeting is like dieting—shaping your financial life around restriction. It's narrow, day-to-day, micro. Money management is like a healthy lifestyle—shaping your life around a holistic look at your finances and goals.

On Guns and Investing: Our Response

The Betterment SRI portfolio represents a reduction in exposure to weapons manufacturers compared to conventional portfolios, but it isn’t perfect. There’s a good reason for that.

Achieving Presence: An Interview with Social Psychologist Amy Cuddy

Author of the new book "Presence," Amy Cuddy teaches us how to use simple techniques to liberate ourselves from fear in high-pressure moments, perform at our best, and connect with and empower others to do the same.

Worried Market Watchers: What (Not) To Do Next

When you hear about big percentage losses in the stock market, you're bound to feel butterflies. Listen in for some brief advice on how to think practically about your investment goals during the market turbulence.

Recent articles

Manage Your Cash the Modern Way With Two-Way Sweep

Manage your cash the modern way—effortlessly. Try out Two-Way Sweep, our latest in cash management technology.

What a Trip to the Casino Can Teach You About Investing and Risk

Learn the ins and outs of how gambling works from a quantitative investor, and use it to your advantage in investing for the long term.

How One Behavioral Scientist Optimizes His Monthly Cashflow

Take a look inside how Betterment’s behavioral scientist, Dan Egan, manages his monthly cashflow. Keep in mind, this is purely his method; not Betterment’s advice or suggestion.

Smart Saver Gets Smarter with Cash Analysis

Cash analysis is Betterment’s tool for helping you decide how much extra cash you have to move into Smart Saver.

Understanding Two-Way Sweep: Automating Cash Management

Our newest automation aims to help make cash management easier, by seamlessly moving your extra cash from your linked checking account to Smart Saver—and back when you need it.

Understanding Betterment’s Cash Analysis

Betterment's cash analysis provides you with feedback on how much extra cash you may be holding in your checking account, so you can earn more.

How to Help Minimize Taxes on Your Savings Account Earnings

Learn how you can help minimize taxes on earnings by focusing on state and local tax advantages with savings account alternatives.

Understanding Betterment’s Smart Saver

Smart Saver is a low-risk solution for your extra cash, as well as an alternative to a low-yield savings account.

Smart Saver: A Low-Risk Account for Extra Cash

Providing a clearer answer for what to do with extra cash sitting in your checking and savings accounts: Smart Saver.

Survey: Future Retirees May Rely More on the Gig Economy

Almost 40 percent of respondents feel unprepared to save enough to maintain their lifestyle during retirement.

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