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Betterment

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IRA Management

IRAs—everybody's personal retirement savings vehicle. With so many different types of IRAs, they can get a bit complicated. Explore effective IRA management and investing practices in this section.

Featured Articles

Why You Should Consider Converting Your IRA

If the market is down, you might be doing your future self a favor by converting all or some of your Traditional IRA into a Roth IRA.

Tax Deadlines Have Been Extended

The IRS has delayed or waived various tax deadlines this year because of the coronavirus pandemic.

What is the maximum 401(k) contribution?

What is the maximum 401(k) contribution? Knowing the 401(k) contribution limit is the first step to maximizing your employees' save smarter in 2020.

Recent Articles

Congress Just Passed the SECURE Act—Here’s What You Should Know

The government is taking steps to make your retirement more secure. Find out how the new changes might affect you.

Understanding Inherited IRAs

Learn what inherited IRAs are, how to roll over your inherited IRA, and other considerations you may want to be aware of.

Can You Have a 401(K) and an IRA?

This is a great question. The answer is yes, you can have both. Should you have both? It depends.

How to Do a Direct IRA Transfer

If this is your first direct IRA transfer, don’t worry. We help process direct IRA transfers every day, and we’re here to make it as easy for you as possible.

How To Roll Over A 401(k)—We Help Make It Easy

Have 401(k)s from old jobs lying around? Betterment makes rolling them over into a low-cost IRA account simple and easy.

Convert or Recharacterize—What’s the Difference For Your IRA?

If conversions and recharacterizations are foreign to you, don’t worry. We’re here to help you decipher IRS jargon and learn the differences between the two.

5 Hacks to Get More from Your IRA

You already know that contributing to an IRA is a smart move for building retirement savings. Take it a step further by using these five hacks to make the most of your money.

Everything You Need to Know About Required Minimum Distributions

We’ll walk you through everything you need to know about required minimum distributions (RMDs), including rules and deadlines.

The Benefits of Tax Coordination

We’ve automated asset location which can help you save on taxes over time.

5 Common Roth Conversion Mistakes

Converting your Traditional IRA to a Roth IRA can be a useful strategy for many investors. However, mistakes along the way can cost you—we’ll help you avoid them.

See details and disclosure for Betterment's articles and FAQs.