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IRA Management

IRAs—everybody's personal retirement savings vehicle. With so many different types of IRAs, they can get a bit complicated. Explore effective IRA management and investing practices in this section.

Featured Articles

What is the maximum 401(k) contribution?

The IRS recently announced the 2021 401(k) and IRA contribution limits.

Why You Should Consider Converting Your IRA

If the market is down, you might be doing your future self a favor by converting all or some of your Traditional IRA into a Roth IRA.

Understanding Inherited IRAs

Learn what inherited IRAs are, how to roll over your inherited IRA, and other considerations you may want to be aware of.

Recent Articles

Can You Have a 401(K) and an IRA?

This is a great question. The answer is yes, you can have both. Should you have both? It depends.

How to Do a Direct IRA Transfer

If this is your first direct IRA transfer, don’t worry. We help process direct IRA transfers every day, and we’re here to make it as easy for you as possible.

How To Roll Over A 401(k)—We Help Make It Easy

Have 401(k)s from old jobs lying around? Betterment makes rolling them over into a low-cost IRA account simple and easy.

Convert or Recharacterize—What’s the Difference For Your IRA?

If conversions and recharacterizations are foreign to you, don’t worry. We’re here to help you decipher IRS jargon and learn the differences between the two.

Everything You Need to Know About Required Minimum Distributions

We’ll walk you through everything you need to know about required minimum distributions (RMDs), including rules and deadlines.

The Benefits of Tax Coordination

We’ve automated asset location which can help you save on taxes over time.

5 Common Roth Conversion Mistakes

Converting your Traditional IRA to a Roth IRA can be a useful strategy for many investors. However, mistakes along the way can cost you—we’ll help you avoid them.

Benefits Of An Early IRA Contribution

Want to know a simple strategy that can help you end up with thousands more to spend in retirement?

Roth IRA Rules: Smart Ways to Minimize Taxes on a Conversion

Roth IRA rules can appear limiting at first glance—but you may be able to fund a Roth by rolling over funds from another account.

How to Withhold Taxes on IRA Distributions

Learn more about how you can set up withholding from your IRA distributions, so that we can send taxes directly to the IRS on your behalf.