Investing experts analyze returns vs. risk. So, what about risk? How do we quantify risk? What types of risk are there? We'll show you how to assess your performance based on the correlated risk.
Assessing a Portfolio’s Diversification
Guidance on diversification to help you make portfolio changes, knowing the potential impact to the future performance of your investments.
Optimizing Performance in Lower Risk Betterment Portfolios
In this methodology, we provide insight into how we optimize the performance of the lower risk bonds in Betterment's portfolios.
What A Trip To The Casino Can Teach You About Investing And Risk
Learn the ins and outs of how gambling works from a quantitative investor, and use it to your advantage in investing for the long term.
How Betterment Works During Volatile Markets
It can be difficult to ride out a market downturn when you can see it affecting your investment portfolio. We have automated features in place to address volatile markets when they occur.
Why Flexibility is Key in Withdrawing Retirement Income
A strong retirement plan relies on proper preparation. But flexibility in your plan may be the most important quality you can have.
What Lottery Winners Lose Out On Because of Human Behavior
Research shows that lottery winnings—and other major cash windfalls—can make life more complicated than you might expect. Converting it into a lifetime of financial stability takes some careful planning (and maybe some help).
How You Can Reach Your Investment Goal—Even When You Veer Off-Track
We highlight all of the intelligent strategies we use to help protect you from market downturns as you approach the target dates for your goals—and discuss the actions you can take if your goals become off-track.
How to Think About the Next Bear Market, Recession, or Risk
There’s a difference between having expectations for the future and making a forecast.
Understanding Our Flexible Portfolios
Learn how advanced investors can take more control over their portfolio by modifying the weightings of individual asset classes.
Understanding Automatic Allocation Adjustment
Learn how we automatically adjust your risk level over time, which helps you stay on track without having to lift a finger.
How Portfolio Rebalancing Works to Manage Risk
Portfolio rebalancing, when done effectively, can help manage risk and keep you on track to pursue the expected returns you want to reach your goals.
Currency Risk Does Not Belong in Your Bond Portfolio
International bonds can help improve your portfolio’s performance, but leave currency bets to gamblers.
Allocation Advice for Betterment Portfolios
Unlike the risk questionnaires, our algorithm weights investment time horizon and downside risk more heavily, and allows you to deviate from our advice if you want to deviate.