Free for 90 days: Sign up now and get 90 days managed free after your first deposit. See offer details

<title>Dismiss</title>

What We Offer

Learn about Betterment through the writing of experts, including in-depth product explanations, our methodologies, and vision for the future.

You Can Now Skip Individual Auto-Deposits

You Can Now Skip Individual Auto-Deposits

Managing your Betterment auto-deposits just got easier. Now you can skip any individual auto-deposit in just a few easy steps.

Betterment Everyday™ Savings And Checking FAQ

Betterment Everyday™ Savings And Checking FAQ

We’ll help you make the most of your everyday money. Learn about Betterment Everyday™ Checking and Savings.

Introducing Betterment Everyday™: Our Savings And Checking Platform

Introducing Betterment Everyday™: Our Savings And Checking Platform

Betterment redefined investing with automated guidance built for you. Now, we’re reshaping another part of your financial life: your savings and checking. Meet Betterment Everyday™.

Recent Articles

Should I Speak With A Financial Advisor?

As a robo-advisor, we give you automated advice that’s accessible through our website and mobile app. We also have a team of CERTIFIED FINANCIAL PLANNER® professionals who can help answer your burning financial questions.

Funding a Safety Net: Calculate Your Target Amount

Don’t know how much to set aside for emergencies? Don’t let uncertainty stop you from saving. We’ll help you figure out how much you should save so that you can feel prepared.

Do More With Our Redesigned Mobile App

Manage your financial life with our completely redesigned mobile app. We took feedback from customers like you and turned our app into a hub for your financial life.

What Are The Most Effective Auto-Deposit Settings?

Choosing the right deposit strategy is an important step towards helping you reach your goals. We recommend setting up your auto-deposits so that they occur right after each paycheck.

The Benefits of Tax Loss Harvesting+

We’ve automated tax loss harvesting which can help you save on taxes over time.

The Benefits of Tax Coordination

We’ve automated asset location which can help you save on taxes over time.

Empowering our Community: Introducing the SHARE Series

Betterment’s new series is a platform designed to bring women in the tech community together to lead, learn, and grow.

The Betterment Rollover: A Fast Track to a Better Financial Future

Roll over a Traditional, Roth, or SEP IRA—and start yourself on the path to a better financial future.

Manage Your Cash the Modern Way With Two-Way Sweep

Manage your cash the modern way—effortlessly. Try out Two-Way Sweep, our latest in cash management technology.

Affected by the Shutdown? We’re Here to Help.

As government employees continue to persevere through uncertainty, Betterment hopes to provide financial clarity for customers.

<title>Close</title>

Search our site

For more information and disclosures about the Betterment Resource Center, click here. | See our contributors.

*The Betterment Everyday Savings ("Savings") annual percentage yield ("APY") is as of . Individuals who sign up for the Betterment Everyday Checking waitlist receive a APY, which includes a promotional rate increase that extends at least for the duration of 2019 and until every individual on the waitlist has an opportunity to access Checking. Additional promotional rate increase offers will be made available upon the full launch of Checking. APY is as of without the promotional rate increase. APY is a variable rate that can fluctuate daily, based on the Federal Funds Rate and terms offered by banks participating in Savings. APY may change at any time without notice. Current APY can be found here. No minimum balance is required. There is a minimum deposit of $10.

Checking accounts and the Betterment Visa Debit Card (collectively "Betterment Everyday Checking" or "Checking") provided by and issued by nbkc bank, Overland Park, Kansas, Member FDIC. Funds deposited into Checking will be eligible for up to $250,000 of FDIC insurance. Betterment Everyday Checking made available through Betterment Financial LLC. Betterment Financial LLC does not charge foreign transaction fees for the use of the Betterment Visa Debit Card outside of the United States. However, Visa charges a foreign transaction fee of 1%. Betterment Financial LLC does not reimburse this 1% transaction fee on foreign ATM transactions or on any other foreign transactions or purchases.