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Employer Benefits

Featured Articles

401(k) Required Minimum Distributions (RMDs) now start at age 72

In exchange for all of the tax advantages 401(k)s provided during your accumulation years, by law, you will need to start taking distributions from your account when you turn 72.

A Guide to Safe Harbor 401(k) Plans

Stress less by setting up a Safe Harbor 401(k). You can bypass some of the tests and focus on helping your employees save for their financial futures.

What Employers Should Know About Timing of 401(k) Contributions

One of the most important aspects of plan administration is making sure money is deposited in a timely manner—to ensure that employer contributions are tax-deductible and employee contributions are in compliance.

Recent Articles

Helping Employees Set Up a Financial Safety Net

Employers are looking for ways to help their employees save for unexpected financial emergencies. Betterment’s 401(k) platform can help.

Betterment’s 401(k) Investment Approach

Helping employees make better decisions and providing choice to those who want it.

The Small Business Guide to the 401(k) Match

Choosing which benefit packages to offer your employees is a big decision. Let us guide you through the benefits of 401(k)s and matching contributions.

Related Companies and Controlled Groups: What this means for 401(k) plans

When companies are related, how to administer 401(k) plans will depend on the exact relationship between companies and whether or not a controlled group is deemed to exist.

A Business Owner’s Guide to Employee Financial Wellness

If employees are stressed about their finances, it can have a negative impact on their work performance and on your company as a whole.

Financial Wellness Begins with a Great 401(k) Plan

Adding a 401(k) plan—or improving the plan you currently offer—can dramatically improve the financial wellness of your workforce.

What to Consider When Choosing a 401(k) Plan Recordkeeper

Selecting the right recordkeeper is important to the success of your 401(k) plan.

SECURE Act: Eligibility Requirement Changes for Part-Timers

The SECURE Act of 2019 seeks to expand retirement plan coverage for U.S. workers. One of the Act’s provisions changes 401(k) eligibility requirements for part-time employees.

How Does a Multiple Employer Plan Compare to a Single Employer 401(k) Plan?

Are MEPs and PEPs the new solution for workplace retirement savings or should I pick my own 401(k) plan?

The Importance and Benefits of Offering Employer Match

Some employees resist saving because they feel retirement is too far away, can’t afford it, or can’t grasp the benefit. You can help change that mentality by offering a 401(k) employer match.