Investment Accounts

Different financial accounts have different advantages, including tax advantages, ownership rules, and purpose-specific benefits. For most investors, choosing the right investment accounts can play a role in how you achieve your financial goals.

The Benefits of an Early IRA Contribution

Want to know a simple strategy that can help you end up with thousands more to spend in retirement?

How to Set Up Your Investments Correctly at Betterment

A quick overview of getting your portfolio started at Betterment based on your financial goals.

Managed Account or Self-Directed Brokerage Account?

Let’s explore the key differences between two types of common investment accounts: managed accounts and self-directed brokerage accounts.

Understanding SEP IRAs

A SEP IRA is a type of retirement plan for those who are self-employed or who are small business owners. At Betterment, we currently only support SEP IRAs for those who are self-employed or small business owners with no employees.

Roth or Traditional: Which IRA is Right for You?

Individual Retirement Accounts (IRAs) are popular because of their flexibility. We’ll help you choose which one is better for now and the long term.

Your Guide to Betterment Rollovers

Moving your money to a new financial institution can be tedious and complicated. At Betterment, our goal is to make it easy and automatic. Here, we break down each rollover method and explain which might be right for you.

How to Decide: Traditional 401(k) or Roth 401(k)?

Many employer-sponsored retirement plans now offer a Roth 401(k) in addition to a Traditional 401(k). Use our calculator to find out which is a better fit for you.

This Calculator Helps You Decide Whether to Invest in a 401(k), IRA, or Both

Should you invest in a 401(k) or IRA? Betterment’s calculator helps you do the math and decide.

Dip into Your Taxable Account to Max Out Your IRA

If want to fund an IRA but your only source of free cash is from assets in a taxable account, it can be worth it to sell and reinvest in an IRA—even if it means a small tax bill. Here’s why.

The Roth Advantage No One Talks About

These tax-advantaged accounts can help earn you more in more ways than one in retirement.

How to Save for Retirement: 5 Essential Accounts to Consider

Understanding how to save for retirement does not have to be complicated. This article outlines the essential investment account options at your disposal to help build your retirement savings.