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Betterment

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Investment Accounts

Different financial accounts have different advantages, including tax advantages, ownership rules, and purpose-specific benefits. For most investors, choosing the right investment accounts can play a role in how you achieve your financial goals.

Featured Articles

4 Betterment Investing Options If You Have Low Risk Tolerance

If you’re an investor with low risk tolerance, Betterment has options that can help move forward your investing and savings goals, mediating between potential returns and your desired risk level.

Can You Have a 401(K) and an IRA?

This is a great question. The answer is yes, you can have both. Should you have both? It depends.

Managed Account or Self-Directed Brokerage Account?

Let’s explore the key differences between two types of common investment accounts: managed accounts and self-directed brokerage accounts.

Recent Articles

How to Do a Direct IRA Transfer

If this is your first direct IRA transfer, don’t worry. We help process direct IRA transfers every day, and we’re here to make it as easy for you as possible.

Funding a Safety Net: Calculate Your Target Amount

Don’t know how much to set aside for emergencies? Don’t let uncertainty stop you from saving. We’ll help you figure out how much you should save so that you can feel prepared.

The Truth About HSAs and Retirement

Health Savings Accounts may be a smart way to supplement your retirement. But is it right for you?

The Betterment Rollover: A Fast Track to a Better Financial Future

Roll over a Traditional, Roth, or SEP IRA—and start yourself on the path to a better financial future.

How to Set Up Your Investments Correctly at Betterment

A quick overview of getting your portfolio started at Betterment based on your financial goals.

Understanding Trust Accounts

Betterment supports both revocable and irrevocable trusts that are authorized to invest in securities. Learn more about how to set up a trust and what documents we’ll need from you.

Understanding SEP IRAs

We offer SEP IRAs for customers who are either self-employed or small business owners, as long as they have no employees. Learn more about SEP IRAs at Betterment.

Roth vs. Traditional IRA Calculator: Which IRA is Right for You?

Individual Retirement Accounts (IRAs) are popular because of their flexibility. Use our calculator to help you choose which one is better for now and for the long term.

Traditional or Roth 401(k)?

How to answer your employees’ most frequently asked questions about account types.

The Advantage of Roth IRAs Nobody Talks About

The Roth IRA provides you with flexibility to manage your tax situation and continue to build wealth throughout your lifetime.

See details and disclosure for Betterment's articles and FAQs.