Investment Accounts
Different financial accounts have different advantages, including tax advantages, ownership rules, and purpose-specific benefits. For most investors, choosing the right investment accounts can play a role in how you achieve your financial goals.
4 Betterment Investing Options For Those With Low Risk Tolerance
If you’re an investor with low risk tolerance, Betterment has options that can help move forward your investing goals, mediating between potential returns and your desired risk level.
The Truth About HSAs and Retirement
Health Savings Accounts may be a smart way to supplement your retirement. But is it right for you?
How to Do a Direct IRA Transfer
If this is your first direct IRA transfer, don’t worry. We help process direct IRA transfers every day, and we’re here to make it as easy for you as possible.
The Betterment Rollover: A Fast Track to a Better Financial Future
Roll over a Traditional, Roth, or SEP IRA—and start yourself on the path to a better financial future.
The Benefits of an Early IRA Contribution
Want to know a simple strategy that can help you end up with thousands more to spend in retirement?
How to Set Up Your Investments Correctly at Betterment
A quick overview of getting your portfolio started at Betterment based on your financial goals.
Managed Account or Self-Directed Brokerage Account?
Let’s explore the key differences between two types of common investment accounts: managed accounts and self-directed brokerage accounts.
Understanding SEP IRAs
A SEP IRA is a type of retirement plan for those who are self-employed or who are small business owners. At Betterment, we currently only support SEP IRAs for those who are self-employed or small business owners with no employees.
Roth or Traditional: Which IRA is Right for You?
Individual Retirement Accounts (IRAs) are popular because of their flexibility. We’ll help you choose which one is better for now and for the long term.
How to Decide: Traditional 401(k) or Roth 401(k)?
Many employer-sponsored retirement plans now offer a Roth 401(k) in addition to a Traditional 401(k). Use our calculator to find out which is a better fit for you.
This Calculator Helps You Decide Whether to Invest in a 401(k), IRA, or Both
Should you invest in a 401(k) or IRA? Betterment’s calculator helps you do the math and decide.
Your Guide to Betterment SEP IRAs
Betterment's SEP IRAs help self-employed workers save for retirement. You can open a SEP IRA account in five minutes and invest in a diversified portfolio.