Investment Accounts
Different financial accounts have different advantages, including tax advantages, ownership rules, and purpose-specific benefits. For most investors, choosing the right investment accounts can play a role in how you achieve your financial goals.
Managed Account or Self-Directed Brokerage Account?
Let’s explore the key differences between two types of common investment accounts: managed accounts and self-directed brokerage accounts.
How to Do a Direct IRA Transfer
If this is your first direct IRA transfer, don’t worry. We help process direct IRA transfers every day, and we’re here to make it as easy for you as possible.
Funding a Safety Net: Calculate Your Target Amount
Don’t know how much to set aside for emergencies? Don’t let uncertainty stop you from saving. We’ll help you figure out how much you should save so that you can feel prepared.
4 Betterment Investing Options If You Have a Low Risk Tolerance
If you’re an investor with low risk tolerance, Betterment has options that can help move forward your investing and savings goals, mediating between potential returns and your desired risk level.
The Truth About HSAs and Retirement
Health Savings Accounts may be a smart way to supplement your retirement. But is it right for you?
The Betterment Rollover: A Fast Track to a Better Financial Future
Roll over a Traditional, Roth, or SEP IRA—and start yourself on the path to a better financial future.
How to Set Up Your Investments Correctly at Betterment
A quick overview of getting your portfolio started at Betterment based on your financial goals.
Understanding Trust Accounts
Betterment supports both revocable and irrevocable trusts that are authorized to invest in securities. Learn more about how to set up a trust and what documents we’ll need from you.
Understanding SEP IRAs
We offer SEP IRAs for customers who are either self-employed or small business owners, as long as they have no employees. Learn more about SEP IRAs at Betterment.
Roth vs. Traditional IRA Calculator: Which IRA is Right for You?
Individual Retirement Accounts (IRAs) are popular because of their flexibility. Use our calculator to help you choose which one is better for now and for the long term.
How to Decide: Traditional 401(k) or Roth 401(k)?
Many employer-sponsored retirement plans now offer a Roth 401(k) in addition to a Traditional 401(k). Use our calculator to find out which is a better fit for you.
This Calculator Helps You Decide Whether to Invest in a 401(k), IRA, or Both
Should you invest in a 401(k) or IRA? Betterment’s calculator helps you do the math and decide.
Dip into Your Taxable Account to Max Out Your IRA
If want to fund an IRA but your only source of free cash is from assets in a taxable account, it can be worth it to sell and reinvest in an IRA—even if it means a small tax bill. Here’s why.