Investment Accounts
Different financial accounts have different advantages, including tax advantages, ownership rules, and purpose-specific benefits. For most investors, choosing the right investment accounts can play a role in how you achieve your financial goals.
Roth or Traditional: Which IRA is Right for You?
Individual Retirement Accounts (IRAs) are popular because of their flexibility. We’ll help you choose which one is better for now and the long term.
Your Guide to Betterment Rollovers
Moving your money to a new financial institution can be tedious and complicated. At Betterment, our goal is to make it easy and automatic. Here, we break down each rollover method and explain which might be right for you.
Traditional or Roth 401(k)? Decide with This 401(k) Calculator
Many employer-sponsored retirement plans now offer a Roth 401(k) in addition to a traditional 401(k). Use our calculator to find out which is a better fit for you.
This Calculator Helps You Decide Whether to Invest in a 401(k), IRA, or Both
Should you invest in a 401(k) or IRA? Betterment’s calculator helps you do the math and decide.
Your Guide to Betterment SEP IRAs
Betterment's SEP IRAs help self-employed workers save for retirement. You can open a SEP IRA account in five minutes and invest in a diversified portfolio.
Dip into Your Taxable Account to Max Out Your IRA
If want to fund an IRA but your only source of free cash is from assets in a taxable account, it can be worth it to sell and reinvest in an IRA—even if it means a small tax bill. Here’s why.
The Roth Advantage No One Talks About
These tax-advantaged accounts can help earn you more in more ways than one in retirement.
How to Save for Retirement: 5 Essential Savings Accounts to Consider
Challenge yourself to max out your 401(k) plan in 2015—that’s $1,500 per month from your salary.
“Market Timing” for Your IRA: The Early Premium
Want to know a simple strategy that can help you end up with thousands more by properly timing your investment into your IRA?
Betterment Brings Expertise to Trust Accounts
Protect and easily manage trust assets in a globally diversified portfolio.
Should You Create a Trust Fund? 5 Ways It Can Help Preserve Wealth
Weigh the costs and benefits of establishing a trust as part of your estate planning.
Selecting an IRA: Ask Yourself ‘Tax Free Now or Later?’ (video)
The best choice for you may depend on your current income tax rate, your future projected income tax rate and possibly other factors.
Choosing Between Roth and Traditional IRAs
Pay your income taxes now or later? You'll have to decide what strategy works for you. At Betterment, we offer both types of accounts. Our specialists can help.