Behavioral science, psychology of money
Advice for a Market Downturn: Have a Calm Heart and Clear Mind
Some financial pundits say a market correction is due. Here’s how to prepare yourself.
9 Reasons Goal-Based Investing Leads to Success
What exactly are you saving and investing for? This is a serious moment of self inquiry.
Our Evidence-Based Approach to Improving Investor Behavior
Betterment’s rigorous testing helps to ensure that we know what works (and what doesn’t) when it comes to improving design and investor outcomes.
Long-Term Returns Have a Cost, and It’s Well Worth the Price
We’re investors in the stock market because it has a long, time-tested history of generating big returns for those patient enough to let compound interest work its magic.
Experiencing Short-Term Losses Is a Part of Long-Term Gains
Far from unusual, downturns are an integral part of even the highest returning investments.
Quiz: Do You Understand Diversification?
We’ve created a quiz for you to see how much you know about investment diversification.
Why Comparing Returns Is a Bad Way to Choose an Investment Manager
Short-term or recent returns give little information about future returns, and they increase the odds you’ll make a bad decision.
What to Do After a Market Drop
Seeing a market dip is scary. We feel it, too. But it’s important to remind yourself that market drops are an expected, unavoidable part of investing. You may want to take action, but remember: There are productive actions, but they don’t include changing course.
Betterment Customers Stay the Course, Steer Clear of Behavior Gap
Research from Betterment’s behavioral team shows that most investors with Betterment achieve full investment returns and do not attempt to time the market.
Data Suggests Women Are Better (Behaved) Investors
Betterment, the first automated investing service to examine the gender gap in investing, found that women are the smartest customers when it comes to staying on track to meet financial goals.
Good Design Beats Investor Education
Instead of trying to teach investors why or why not, focus on providing only the best choices through smart design.
Quiz: How Easy Is It to Beat a Buy-and-Hold Portfolio?
One of the illusions that many investors have is that it’s worth trying to beat the market. It’s time to put your knowledge to the test and take our quiz.