Earn Rewards: Sign up now and earn a special reward after your first deposit. See offer details

<title>Dismiss</title>

Betterment

Save, invest, retire

GET — On the App Store

View

Upcoming maintenance: Our website and mobile apps will be unavailable from midnight Saturday to 4am Eastern time on Sunday for routine maintenance.

Introducing Checking

Download our app and gain access to no‑fee, hassle‑free checking.

Introducing Checking! Our no-fee, hassle-free, mobile-first checking account. Learn more

What the CARES Act and market volatility mean for 401(k)s. See resources

<title>Dismiss</title>

Cash Challenges

People tend to think a lot about money. The cash flow issues we may face today haven't been easily solved by traditional budgeting and savings advice. Learn more about taking ownership over your money and beginning your path to financial wellness.

Featured Articles

Four Ways To Prepare For Unemployment

Do you have a plan in place for if you become unemployed? Take these four steps to prepare.

COVID-19’s Impact On 
Investor Sentiment

Betterment examines how the COVID-19 crisis has and will continue to impact investors: their financial security, spending habits and reactions to the market turbulence.

What Should I Do About My Student Loans?

The CARES Act offers some relief for federal student loan borrowers. Learn whether or not you can take advantage of this benefit over the next six months.

Recent Articles

How To Avoid Money Fights

If you’re like most people, you probably don’t look forward to talking about finances with your partner. Here’s one piece of advice you can start using today.

FDIC vs SIPC—What’s the difference?

FDIC. SIPC. NCUA. There’s a good chance you’ve heard of most of these acronyms at some point while dealing with your finances. But what exactly does each mean when it comes to your money?

Cash Analysis Methodology

Betterment's cash analysis aims to provide smart feedback when we think you have extra cash that could be earning you more value if it were in a higher yield account.

Two-Way Sweep Methodology

Two-Way Sweep helps make everyday cash management easier to handle by seamlessly moving your extra cash from your linked checking account—and back when you need it.

Checking FAQ

Open Checking and get ATM fees reimbursed worldwide, with no account fees, overdraft fees, or minimum balances.

FDIC Insurance: What It Is And How It Works

Deposit insurance was created in 1933 by Congress to restore faith in the U.S. banking system. Learn about how deposit insurance works and what it can mean for your cash.

What’s A Checking Account, And How Does It Work?

A checking account is a bank account for your normal money: the cash you might need day to day. Here’s everything you need to know about how they work.

The Beginner’s Guide to Online Banks And Neobanks

Online banks, or neobanks, are growing in popularity—but what are they and how do they work? Here are some things you need to know.

Safety Net Funds: Why Traditional Advice Is Wrong

Don’t keep your safety net funds in cash savings accounts that give you little to no interest. Odds are you’ll lose money due to inflation, as well as lose out on the potential growth of your hard-earned savings.

Holiday Money Tips From Us At Betterment

We know that the holidays can bring increased financial stress. Here are a few holiday money tips—straight from us to you.

See details and disclosure for Betterment's articles and FAQs.