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401(k) Challenges

401(k)s can be unexpectedly complex. Many 401(k) plans expect participants to choose investments, distinguish between funds, and select strategic savings rates. In short, if you feel confused by your plan, you're not alone. Learn to be a better 401(k) investor here.

Bogle on the Retirement Industry, 401(k)s and IRAs Today

Bogle on the Retirement Industry, 401(k)s and IRAs Today

Jack Bogle discusses why indexing works and why it was important for the financial industry. And he and Betterment CEO Jon Stein look to the future of indexing and ETFs.

2019 Retirement Plan Contribution Limits and Rules

2019 Retirement Plan Contribution Limits and Rules

For 2019, the IRS introduced changes to IRA and 401(k) plan contribution limits and income thresholds. See how these changes might affect your retirement goals.

Recent Articles

How to Roll Over Your 401(k) to Betterment

Betterment makes rolling over your 401(k) simple and efficient. Get started online, or with a rollover concierge.

Are You Overwhelmed With 401(k) Paperwork? The RETIRE Act Can Help

Currently, you must opt-in to receive 401(k) statements electronically, instead of via snail mail. A proposed law could change that, making e-statements the norm and saving the industry millions in the process.

The True Cost of an Early 401(k) Withdrawal

Tapping into your 401(k) isn’t as easy as cracking into a piggy bank. It’s also more expensive. After early withdrawal penalties (and losing out on future earnings) what's left of your 401(k) balance is far less than expected.

How to Decide: Traditional 401(k) or Roth 401(k)?

Many employer-sponsored retirement plans now offer a Roth 401(k) in addition to a Traditional 401(k). Use our calculator to find out which is a better fit for you.

How to Select Investments for Your 401(k)

401(k)s are offered through your employer, but your boss isn’t always going to walk you through your investing options. Here’s a Betterment “hack” for your plan.

How to Roll Over Your 403(b) to Betterment

Betterment makes rolling over your 403(b) simple and efficient.

3 Hacks To Improve Your 401(k) Account

Your 401k plan needs a yearly tune-up, but you're unsure of what to do? This three-step plan will help you maximize your hard-earned retirement savings.

What’s in Your 401k and Where Did It Come From?

Here's the history lesson all savers should read.


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