401(k)s can be unexpectedly complex. Many 401(k) plans expect participants to choose investments, distinguish between funds, and select strategic savings rates. In short, if you feel confused by your plan, you're not alone. Learn to be a better 401(k) investor here.
Our SRI Portfolio for 401(k) Plans Just Got Even Better
The proportion of socially responsible funds used in our SRI portfolio is growing, helping your plan participants express their values.
What is a Qualified Default Investment Alternative (QDIA)?
You’ve probably heard of a Qualified Default Investment Alternative (QDIA). But what is it really—and does your 401(k) plan need one? Read on for the answers to the most commonly asked questions about QDIAs.
What is a 401(k) Plan Document?
Your 401(K) plan document identifies key plan features and outlines the basic operations of your plan. Betterment will draft your plan document, but it’s important that you understand what it includes and that you follow it as written.
The Top 5 Things You Need to Know about Form 5500
A general idea of what it takes to file a Form 5500 for a 401(k) plan.
The Case for Including ETFs in Your 401(k) Plan
A look at key attributes that may make ETFs right for your 401(k) plan.
CARES Act FAQs for Employees
More details about the special distributions and loan provisions made possible by the CARES Act.
Understanding 401(k) Fees
Come retirement time, the amount of fees charged can make a major difference in your employees’ account balances—and their futures.
Guide to Meeting Your 401(k) Fiduciary Responsibilities
Outlining how you can fulfill your 401(k) fiduciary responsibilities.
CARES Act Overview for 401(k) Plans
Everything you need to know about provisions specific to 401(k) plans at this time.
What Should I Be Doing With My 401(k)?
With the spread of COVID-19 and recent market volatility, it’s natural to wonder what you should do with your 401(k).
Should Your Small Business Offer a 401(k) Plan?
When deciding on employee benefits, it can be hard to determine which are right for your small business. These days, more employers are recognizing the importance of financial wellness and how it attracts and retains top talent.
Betterment 401(k) – Bulk Upload Tutorial for Plan Sponsors
Betterment’s bulk upload tool allows you to add multiple employees to your plan quickly. This tutorial outlines best practices and shares helpful tips for using our bulk upload tool effectively.