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Betterment

Save, invest, retire

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Invest with a portfolio designed by experts

It's time to put your money with a company committed to helping you achieve your financial goals. Betterment—your smart money manager. We have a special offer for employees at your workplace.

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One low, transparent fee.

Keep more of the money you earn. Our 0.25% annual fee is a fraction of what most traditional advisors charge—about $25/year for every $10,000 you invest.

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Automated, tax-smart investing.

Tell us what you’re investing for, and we’ll recommend a portfolio that’s right for you. Our automated investing strategies include portfolio rebalancing, optional tax loss harvesting, and asset allocation—all at no extra cost.

Our investing philosophy
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Fiduciary advice for your needs.

We don't get paid to sell certain funds and we don't have funds of our own, so our priorities remain in your best interest. We’ll provide guidance for your financial goals and can even help you find high fees in other accounts.

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Your satisfaction is guaranteed.

We’re committed to giving you a great experience. If you aren't completely satisfied with your Betterment account, we’ll do everything we can to make it right—up to and including waiving Betterment's management fees for the next 90 days.†

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Frequently asked questions

Exploring a new investment tool or financial advisor isn't easy. Dive into the details with our frequently asked questions.

If for any reason you are not completely satisfied with Betterment's services, at your request Betterment will waive its asset‑based advisory and brokerage fees for an upcoming period of 90 days. This guarantee only applies to the fees charged by Betterment. No other fees, expenses, or market losses will be waived or reimbursed under this guarantee, including, but not limited to, the fees charged by issuers of particular securities and the fees charged by third-party advisors in the Betterment Advisor Network. Betterment reserves the right to discontinue or modify this guarantee in the future at any time in its sole discretion. This guarantee does not apply to accounts held through the Betterment for Advisors or Betterment for Business platforms.