Give your clients' cash a boost

Exclusive advisor offer. With our Cash Reserve rate boost, your clients can earn 5.50% APY* (variable) for 3 months.

Here’s how the Cash Reserve rate boost works:

New client offer: Starting now through September 30, your new clients are automatically eligible for a 0.50% APY boost. That means they'll earn 5.50% APY* for 3 months once they fund their Cash Reserve account.
Exclusive offer for all clients: Unlock an exclusive 0.50% boost for every client when you transition $5M+ to Betterment for Advisors this quarter.**

Activate the offer

Conditions apply. See offer terms.
*Displayed APY is variable as of November 8, 2024 and subject to change.

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Cash Reserve is only available to clients of Betterment LLC, which is not a bank, and cash transfers to program banks are conducted through the clients’ brokerage accounts at Betterment Securities. For Cash Reserve (“CR”), Betterment LLC only receives compensation from our program banks; Betterment LLC and Betterment Securities do not charge fees on your CR balance.

$0 fees.

Forget any monthly or maintenance costs—what they earn is what they keep.
$2 million insured.^†

Rest easy with FDIC insurance up to $2 million ($4 million for joint accounts) with our program banks.
Unlimited withdrawals.

Compare this to other banks that limit how often clients can access their money.
No minimum balance.

Other institutions offer higher interest rates based on a larger balance—clients can grow their money with as little as $10.