Give your clients' cash a boost

Exclusive advisor offer. With our Cash Reserve rate boost, your clients can earn 5.50% APY* (variable) for 3 months.

Here’s how the Cash Reserve rate boost works:

  • New client offer: Starting now through September 30, your new clients are automatically eligible for a 0.50% APY boost. That means they'll earn 5.50% APY* for 3 months once they fund their Cash Reserve account.
  • Exclusive offer for all clients: Unlock an exclusive 0.50% boost for every client when you transition $5M+ to Betterment for Advisors this quarter.**

Activate the offer

Conditions apply. See offer terms.
*Displayed APY is variable as of November 8, 2024 and subject to change.

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Cash Reserve is only available to clients of Betterment LLC, which is not a bank, and cash transfers to program banks are conducted through the clients’ brokerage accounts at Betterment Securities. For Cash Reserve (“CR”), Betterment LLC only receives compensation from our program banks; Betterment LLC and Betterment Securities do not charge fees on your CR balance.

What makes Betterment’s Cash Reserve better?

  • Coin going in a slot.

    $0 fees.

    Forget any monthly or maintenance costs—what they earn is what they keep. 
  • Shield with a check mark.

    $2 million insured.

    Rest easy with FDIC insurance up to $2 million ($4 million for joint accounts) with our program banks
  • A stack of cash.

    Unlimited withdrawals.

    Compare this to other banks that limit how often clients can access their money. 
  • A small flowering plant surrounded by butterflies

    No minimum balance.

    Other institutions offer higher interest rates based on a larger balance—clients can grow their money with as little as $10.

Looking for content to share with your clients?

Download our email template and Cash Reserve product overview to get started.
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