The smart, modern way to invest

Earn up to 30,000 American Airlines AAdvantage® miles when you invest with Betterment. A personalized portfolio, financial advice and your next vacation may be closer than you'd think.

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Tell us a bit about yourself.

Where are you in your financial life and what are you investing for? Dream vacation? Down payment? Retirement?

We'll build you a portfolio.

Based on your answers, we'll recommend an investing plan and use our technology to build you a personalized portfolio.

We put our magic to work.

And we keep working. Once we get you set up, we'll manage your portfolio with tax-smart technology.

Earn your miles.

We handle the heavy lifting and help you invest better. You enjoy your AAdvantage® miles.

About us

Proudly serving AAdvantage® members

We use modern technology to take complex investing strategies and make them more efficient. What does that mean for you? We're built for better returns, provide unlimited advice, and manage your money—all for one low, transparent fee.

Meet your new financial advisor.
In the press

Here's what people are saying.

"Betterment has made a name for itself among US retail investors."

Financial Times

"Betterment became the first independent robo-advisor to reach $10 billion in assets under management."


"Automated investment advice is one of the hottest areas for investors...and Betterment is the market-leading independent."

Business Insider

Technology to help you make more from your investments.

Our experts take sophisticated investing strategies and use modern, tax-smart technology to make them better.

Unlimited advice to help you make smart decisions.

Our platform provides ongoing guidance that grows with you and your money. When you have questions, you can chat with our licensed financial experts.

Personalized portfolios built to help you invest the way you want.

Each of our portfolio strategies is designed to help you earn better returns at different risk levels. And each strategy can be customized to your desired risk level.

Betterment investing app on laptop and phone

Join today and start investing better.

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