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Save, invest, retire

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Offering a 401(k) has never been easier.

Betterment simplifies your plan administration, making it easy for you to offer your employees a better 401(k) quickly—all for less than what some other providers cost.

  • Better for you

    As your full-service partner, we'll do the heavy lifting, from onboarding, to ongoing administration, to reporting and investments—at one of the lowest costs in the industry.

  • Better for your employees

    Our personalized advice can help your employees earn better returns at various levels of risk.
 We’ll guide them through setting up a personalized retirement plan and recommend how much to save and in which accounts.

    Our investment philosophy >

  • Better for your business

    We can help your employees gain control of their finances, which means they can stay focused on staying productive and fulfilled at work.