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Betterment

Save, invest, retire

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You deserve a better 401(k) plan

A Betterment 401(k) can differentiate your benefits package and might just be a reason employees join—and stay.

Learn more

You deserve a better 401(k) plan

A Betterment 401(k) can differentiate your benefits package and might just be a reason employees join—and stay.

Get started
  • Better for you

    As your full-service partner, we'll do the heavy lifting, from onboarding, to ongoing administration, to reporting and investments.

  • Better for your employees

    Our personalized advice and easy-to-use platform can help your employees earn better returns at various levels of risk.

    Our investment philosophy >

  • Better for your business

    Helping employees gain control of their finances can reduce their stress so they can focus on staying productive and fulfilled.

Photo of two young professionals having a conversation and drinking coffee

401(k) plans designed to fit your needs.

  • Traditional 401(k) and Roth 401(k)

    Let your employees decide when to pay income taxes on amounts contributed.

  • Safe Harbor 401(k)

    Remove the uncertainties around 401(k) compliance testing.

  • Automatic Enrollment

    Help more employees save for their 401(k) and potentially increase the size of their retirement account more quickly.

  • Profit Sharing

    Retain flexibility associated with your employer contribution.

A better experience for employers and employees.

Helping employees make the most of their retirement savings.

We guide employees through a personalized retirement plan, with recommendations on how much to save and which accounts to use. They can set realistic goals for retirement and can set up additional goals if they’re saving for something else.

A photo of the Betterment 401(k) App pulled up on a laptop. A list of onboarding tasks for a new plan is shown.

Info you need at a glance.

With our dashboard, you’ll stay informed on what you need to do and when you need to do it—whether it’s during your onboarding process or annual compliance review, or in the normal course of business.

Better for your employees.
Better for your business.
Betterment for Business.

Learn more