You deserve a better 401(k) plan

Our 401(k) plan is built on the same technology as Betterment’s retail investment platform, which has attracted nearly half a million customers. Help your employees take the guesswork out of retirement with our holistic advice and intuitive platform.

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You deserve a better 401(k) plan

Our 401(k) plan is built on the same technology as Betterment’s retail investment platform, which has attracted nearly half a million customers. Help your employees take the guesswork out of retirement with our holistic advice and intuitive platform.

Get started

Financial wellness is in our DNA

Betterment’s easy-to-use platform can connect 401(k) plan accounts with outside holdings like bank accounts and other investments, which helps us give better advice.

Different portfolios for different investors

Every portfolio strategy is a globally diversified mix of exchange-traded funds, chosen to help employees earn better returns at various levels of risk.

Our investment philosophy

Committed to advice for you

As a 3(38) fiduciary under ERISA, we take on the responsibility of selecting and monitoring your 401(k) plan investments.

Our team of experts

401(k) plans designed to fit your needs

Traditional 401(k) and Roth 401(k)

Let your employees decide when to pay income taxes on amounts contributed.

Safe Harbor 401(k)

Remove the uncertainties around 401(k) compliance testing.

Automatic Enrollment

Help more employees save for their 401(k) and potentially increase the size of their retirement account more quickly.

Profit Sharing

Retain flexibility associated with your employer contribution.

Personalized guidance for employers and employees

We help employees make the most of their retirement savings

We guide employees through a personalized retirement plan, where they can receive specific recommendations on how much to save and which accounts to use. They can set realistic goals for retirement and, if they’re saving for something else, they can set up additional goals.

Info you need at a glance

With our dashboard, you’ll stay informed of what you need to do and when you need to do it, whether it’s in your onboarding process, during annual compliance review, or in the normal course of business.

Better for your employees.
Better for your business.
Betterment for Business.

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