401(k) Resources for Employers
Keeping you informed and up-to-date
What is Form 5330?
If you’ve been told you need to file a Form 5330, you’re probably wondering what it is and why you need to file it.
True-Ups: What are they and how are they determined?
You've been funding 401(K) matching contributions, but you just learned you must make an additional “true-up” contribution. What does this mean and how was it determined?
Employee Retention Strategies to Prevent High Turnover
Employees are the lifeblood of our economy—and retaining top talent is, in many cases, more important than ever.
Do I need QNECs & QMACs in my 401(k) plan?
QNECs and QMACs are a special type of contribution employers can make to correct certain compliance errors in their 401(k) plans without paying IRS penalties.
Thinking of Changing 401(k) Providers? Here’s What You Should Know
If you’re considering changing 401(k) providers, be sure to spend some time assessing your current situation and prioritizing your criteria.
Pros and Cons of Safe Harbor and Traditional 401(k) Plans
Both types of plans can successfully help employees save for retirement, but each has its pros and cons. Learn which type of plan might be better for your organization.
All About Vesting of Employer Contributions
Employers have flexibility in defining their plan’s vesting schedule, which can be an important employee retention tool.
401(k) Glossary of Terms
Whether you're offering a 401(k) for the first time or need a refresh on important terms, these definitions can help you make sense of industry jargon.
What is a 401(k) Plan Restatement?
Every six years, the IRS requires that all qualified retirement plans be “restated.” Find out what this means for your plan.
Retirement Planning by Age
Investing in Your 20s: 4 Major Financial Questions Answered
When you're in your 20s, you may be starting to invest or you might have some existing assets you need to take better care of. Pay attention to these major issues.
Investing in Your 30s: 3 Goals You Should Set Today
It’s never too early or too late to start investing for a better future. Here’s what you need to know about investing in your 30s.
Investing in Your 40s: 4 Financial Goals You Should Fund at Mid-Life
In your 40s, your priorities and investing goals become clearer than ever; it’s your mid-life opportunity to get your goals on track.
Investing in Your 50s: 4 Practical Tips for Retirement Planning
In your 50s, you’ll want to assess your retirement plan, lifestyle, future earnings, and support for your family. Then, practice goal-based investing to help ensure your objectives are met.